Article Per Year (5 Year)
p-Index From 2019 - 2024
5.052
P-Index
This Author published in this journals
All Journal Maksimum : Media Akuntansi Universitas Muhammadiyah Semarang Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan An-Nisbah: Jurnal Ekonomi Syariah Benefit: Jurnal Manajemen dan Bisnis Riset Akuntansi dan Keuangan Indonesia Journal of Economic, Bussines and Accounting (COSTING) Muhammadiyah International Journal of Economics and Business EQIEN - JURNAL EKONOMI DAN BISNIS AKUNTABILITAS: Jurnal Penelitian dan Pengembangan Akuntansi Accounting Global Journal Management Studies and Entrepreneurship Journal (MSEJ) Abdi Psikonomi Prosiding University Research Colloquium Innovative: Journal Of Social Science Research JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah
Mujiyati Mujiyati
Universitas Muhammadiyah Surakarta
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

Published : 46 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : An-Nisbah: Jurnal Ekonomi Syariah

 1 
DETERMINANT OF ISLAMIC FINANCIAL INCLUSION IN DIGITAL ERA: CROSS-PROVINCE ANALYSIS Abdullah, Zaki; Saleh, Samsubar; ., Mujiyati
An-Nisbah: Jurnal Ekonomi Syariah Vol 8 No 1 (2021): An-Nisbah
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v8i1.3912

Abstract

In recent years, the Islamic financial sector has become one of the most vital sectors in the Islamic economic system in Indonesia. Therefore, more attention needs to be paid to the measurement of Islamic financial inclusion and its and policy making, especially in facing the digitalization of economy, because the digitalization can be a momentum that provides opportunities as well as threats to Islamic finance. This study attempts to measure Islamic financial inclusion at the provincial level in Indonesia through the dimensions of accessibility, availability and utilization and analyzes the impact of digitalization on Islamic financial inclusion. Measurements are made using the Sarma Index, while the analysis of the impact of digitalization on Islamic financial inclusion employs the fixed effect model on the balanced panel data. The measurement results show that developed provinces tend to have higher levels of Islamic financial inclusion compared to developing provinces. Furthermore, provinces with a Muslim majority have a higher level of Islamic financial inclusion compared to provinces with a Muslim minority populations. In the panel data analysis, it was found that internet penetration has a negative and significant effect on Islamic financial inclusion, which shows that the majority of people in Indonesia still use the internet to access entertainment content and that internet use has not been optimized to access financial services. Nevertheless, the presence of the Islamic fintech platforms has a significant positive effect on Islamic financial inclusion in Indonesia. The variable level of cell phone usage has no significant effect on the level of Islamic financial inclusion and the average length of schooling has a significant negative effect on Islamic financial inclusion.
Co-Authors Abdullah, Zaki Abiyoga Wisnu Pradana* Aisyah Chairunnisa Fatihah Farizky Alifatun Muarifah Andy Dwi Bayu Bawono Anton Agus Setyawan Aulyanissa Hasrin Ristanty Daffa Ilham Ramadhan Devid Aprillando Didi Achyari Didi Achyari, Didi Dilah Safitri Dwi Wulandari Eka Afrilian Hady Saputra Elga Cindy Nagayu Erma Marga Rosit Erma Setiawati Evika Ardiana Fitria Riski Rohmawati Galih Saras Sekarwangi HAFID NUR PRATAMA Heppy Purbasari Husna Nadea Ulhaq Purbawati Indarti Diah Palupi Istighfarany Aishwarya Salma Pambudi Kurnia Rina Ariani Lazuardi*, Alief Zoulton Lulu Akhirusanah M. Abdul Aris Nabila Khoirotunnisa Novita Ambarsari Oktavia Kusumaningsih Ovi Itsnaini Ulynnuha Pradana*, Abiyoga Wisnu Ririn, Wahyu Hening Rohmawati, Fitria Riski Roselyn Nadhifa Maharani Rozzaq K.R*, Fawwaz Samudra Sabila Nurul Faidah Samsubar Saleh Sekarwangi, Galih Saras Septarina Wahyuningtyas Sri Wahyuni Sri Wahyuni Wahyu Hening Ririn Zulfikar Zulfikar