Neneng Nurhasanah
Keuangan & Perbankan Syariah, Fakultas Syariah, Universitas Islam Bandung (S1 – Akreditasi B/2015)

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OPTIMALISASI PERAN MUDHARABAH SEBAGAI SALAH SATU AKAD KERJASAMA DALAM PENGEMBANGAN EKONOMI SYARI’AH Nurhasanah, Neneng
Syiar Hukum Vol 12, No 3 (2010): Syiar Hukum
Publisher : LPPM Unisba

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Abstract

Mudharabah is a permissible commercial agreement in Islam and it contains great benefits for human beings. Mudharabah role in Shariah economic development is very important  in improving the welfare and empowering the economic of people. Mudharabah will correlate the people with  surplus of fouds to the people with lack of fouds for reaching the human welfare (al falah) through organizing the natural resources which is based on cooperation and participation. However, Mudharabah is not implemented optimally yet,  there are several obstacles in implementing it, Therefore, there is a need a comprehensive measurement to socialized the utility of mudharabah to the people through education and dissemination, and it has to be done by certain institutions such as, shariah financial institution, Association of Muslim Scholars (MUI), ademicians  and also from prominent figures in the society.
OPTIMALISASI PERAN DEWAN PENGAWAS SYARI’AH (DPS) DI LEMBAGA KEUANGAN SYARI’AH Nurhasanah, Neneng
Syiar Hukum Vol 13, No 3 (2011): Syiar Hukum
Publisher : LPPM Unisba

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Abstract

Abstrak Under the organization structure of Syariah Financial Institute, the function of Syariah Supervisory Board is to ensure that practice of Syariah Financial Institute is in line with Syariah Principles. However, the role and function of the Syariah Supervisory Council are not optimum in conducting Syariah Financial Institute’s function. There are clear indications that these are happening in the operation of Syariah Financial Institute. Actually, there is regulation on Syariah Supervisory Board, governing role, task, function and authority of Syariah Financial Institute. The purpose of the regulation is to develop the Syariah Financial Institute on the basis of syari’ah much more faster than it is today.  This can be achieved due to the supervisory function of the Syariah Supervisory Board and its role as being a catalyst  for a syariah economic development.  This article is to examine and analyze the optimum use of  the Syariah Supervisory Board’s role in the form of socialization on its existence and role to community, especially depositor. This is important to enable member of society to be an element, who can control   the Syariah Supervisory Board’s role in Syariah Financial Institutes.
KAJIAN TENTANG PELANGGAN PENGGANGGU (JAY CUSTOMER) DALAM PERSPEKTIF ISLAM STUDI KASUS PELANGGAN DISTRIBUTOR TEXTIL TOKO SANDANG SELENDANG FAJAR DI CIAWI TASIKMALAYA Ratih Tresnati; Neneng Nurhasanah
Jurnal Manajemen Bisnis Performa Vol 14, No 1 (2017)
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/performa.v0i1.2443

Abstract

There are various characters of customers. There are customers with annoying character and also arrogant, that condition happens in Selendang Fajar Ciawi Tasikmalaya Store, a textile product distributor in Ciawi Tasikmalaya. Method that being used in this article is pra survey supported by in depth literature review. On Business world, producers/distributors can not avoid the existence of Jay Customer, such as: customers who stealing/shoplifting, breaking rules; expressing anger, emotional, threatening or demeaning; arguing with employee of the store; ruining facilities and infrastructure; refusing to pay products/services that they bought. Jay Customer can be “Profitable Customer” if employee can handle their behavior, where those abilities can be given by the company to its employee within: give briefing or training of how to behave to customers of company. Textile distributor, Selendang Fajar Store in Ciawi Tasikmalaya has been able to handle its Jay Customer to become profitable customer to its company. On islamic perception, behavior of Jay Customer in Textile distributor, Selendang Fajar Store in Ciawi Tasikmalaya is not in accordance with islamic values. While their effort on facing Jay Customer is suitable with adabiyah islamic value.
OPTIMALISASI PERAN MUDHARABAH SEBAGAI SALAH SATU AKAD KERJASAMA DALAM PENGEMBANGAN EKONOMI SYARI’AH Neneng Nurhasanah
Syiar Hukum Vol 12, No 3 (2010): Syiar Hukum : Jurnal Ilmu Hukum
Publisher : Fakultas Hukum, Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/sh.v12i3.645

Abstract

Mudharabah is a permissible commercial agreement in Islam and it contains great benefits for human beings. Mudharabah role in Shari'ah economic development is very important  in improving the welfare and empowering the economic of people. Mudharabah will correlate the people with  surplus of fouds to the people with lack of fouds for reaching the human welfare (al falah) through organizing the natural resources which is based on cooperation and participation. However, Mudharabah is not implemented optimally yet,  there are several obstacles in implementing it, Therefore, there is a need a comprehensive measurement to socialized the utility of mudharabah to the people through education and dissemination, and it has to be done by certain institutions such as, shariah financial institution, Association of Muslim Scholars (MUI), ademicians  and also from prominent figures in the society.
OPTIMALISASI PERAN DEWAN PENGAWAS SYARI’AH (DPS) DI LEMBAGA KEUANGAN SYARI’AH Neneng Nurhasanah
Syiar Hukum Vol 13, No 3 (2011): Syiar Hukum : Jurnal Ilmu Hukum
Publisher : Fakultas Hukum, Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/sh.v13i3.661

Abstract

Abstrak Under the organization structure of Syariah Financial Institute, the function of Syariah Supervisory Board is to ensure that practice of Syariah Financial Institute is in line with Syariah Principles. However, the role and function of the Syariah Supervisory Council are not optimum in conducting Syariah Financial Institute’s function. There are clear indications that these are happening in the operation of Syariah Financial Institute. Actually, there is regulation on Syariah Supervisory Board, governing role, task, function and authority of Syariah Financial Institute. The purpose of the regulation is to develop the Syariah Financial Institute on the basis of syari’ah much more faster than it is today.  This can be achieved due to the supervisory function of the Syariah Supervisory Board and its role as being a catalyst  for a syariah economic development.  This article is to examine and analyze the optimum use of  the Syariah Supervisory Board’s role in the form of socialization on its existence and role to community, especially depositor. This is important to enable member of society to be an element, who can control   the Syariah Supervisory Board’s role in Syariah Financial Institutes.
Pengembangan Kaidah Fikih Fatwa Ekonomi Syariah DSN-MUI Sanusi, Sandy Rizki Febriadi; Nurhasanah, Neneng; Surahman, Maman
At-Taqaddum Vol 12, No 2 (2020)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v12i2.6540

Abstract

The application of fiqh principles to Islamic economic issues often uses general principles outside the muamalah field, even though general fiqh rules in the muamalah field and detailed rules have been formulated. This article aims to describe the development of fiqh principles on Islamic economic fatwas issued by the DSN-MUI from 2000 to 2019. This study uses a qualitative research approach with descriptive analysis, using a library research approach. This study's results indicate that the development of fiqh principles in the DSN-MUI fatwa can be analyzed from two perspectives. First, the ten fiqh rules with the most significant number are the rules "Basically all forms of muamalat are allowed, unless there are arguments that prohibit them." This rule occupies several repetitions of 125 times (36%). Then the fiqh rule ranks tenth with the intensity of the repetition of 8 times (2%), namely the fiqh rule: "Every debit and credit that brings benefits is usury." Second, the DSN-MUI Fatwa Commission has used the theoretical level because its use includes: core principles, basic principles, general rules, special rules, to detailed regulations.
The Internalisation of Hisbah Principles in OJK Regulations on Islamic Banking Compliance Supervision Nurhasanah, Neneng
al-Uqud : Journal of Islamic Economics Vol 5, No 2 (2021): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/al-uqud.v5n2.p275-291

Abstract

One of OJK duties and authorities is to supervise sharia compliance of Islamic banking operations in Indonesia. However, this role is still not optimal to conduct because the existence of DPS is considered sufficient to perform it. This study aimed to examine OJK arrangement on Islamic banking compliance supervision, adjustment on Islamic compliance supervision after switching from BI to OJK, and internalisation of hisbah principles in these regulations. This research used the normative juridical method, compiled positive law related to Islamic Banking supervision and compared it with hisbah principles implemented in the Islamic governance history as a basis for supervision internalised in OJK regulations and legislation. The result showed that (1) OJK regulates Islamic Banking compliance supervision through the rules of DPS establishment in Islamic Banking as the responsible party, received the DPS and SKAI reports periodically, and conducted audits by sampling on the application of sharia aspects; (2) several Islamic Banking supervision regulations still require harmonisation, especially those issued by BI; (3) five hisbah principles exist in the OJK regulations: transparency, accountability, responsibility, professionalism, and fairness.
Pengawasan Islam dalam Operasional Lembaga Keuangan Syariah Neneng Nurhasanah
MIMBAR (Jurnal Sosial dan Pembangunan) Volume 29, No. 1, Year 2013 (Accredited by Dikti)
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/mimbar.v29i1.362

Abstract

State has a role and responsibility in managing and monitoring the implementation principles of Shariah in society. In addition, each individual is required to participate in society as well as overseeing the form of “da’wa fil haq wa shabr” and “amr ma’ruf nahi munkar” with based on the general principles of Islamic law, namely: the principle of tawhid, ‘adalah (justice), amr ma’ruf nahi munkar, al-huriyyah wa al-mas’uliyyah (responsible freedom), al-musawah (equality), al-Ta’awun (the principle of mutual help) and tasa’muh (tolerance) Shariah Supervisory Board (DPS) which is charged with overseeing the financial institutions practice of Shari’ah (LKS) to conform with the principles of Shari’ah, its implementation has not been optimized to prevent the occurrence of irregularities, so requires strengthening the regulatory aspects of the worksheet other than banks and aspects of quality of human resources in the banking Shariah Supervisory Board.
PRODUCTIVE ZAKAT DISTRIBUTION MODEL IN BAZNAS OF WEST JAVA PROVINCE AND RUMAH ZAKAT OF BANDUNG Neneng Nurhasanah
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 2 (2021)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v5i2.8236

Abstract

This study aimed at comparing the productive zakat distribution model of BAZNAS of West Java Province and Rumah Zakat, their constraints, and efforts conducted in optimizing productive zakat distribution. The study used comparative descriptive method. The results proposed that the productive zakat distribution model of BAZNAS was more varied than at Rumah Zakat’s. BAZNAS conducted traditional consumptive, creative consumptive, traditional productive, and creative productive model using the system of in kind, Al-Qardhul Hasan, and Mudharabah (Revolving Fund System). Meanwhile, there was only one program at Rumah Zakat, namely working capital program to MSMEs handed over directly to Mustahiq, including creative productive zakat distribution. The obstacles faced by BAZNAS was limitations of Mustahiq’s condition so that it took a long time to increase them to Muktafi and then Muzakki. Besides mindset and condition, Rumah Zakat faced capital and market obstacles. Mustahiq’s training and assistance programs were efforts made by these agencies.
The Internalisation of Hisbah Principles in OJK Regulations on Islamic Banking Compliance Supervision Neneng Nurhasanah
al-Uqud : Journal of Islamic Economics Vol. 5 No. 2 (2021): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/al-uqud.v5n2.p275-291

Abstract

One of OJK duties and authorities is to supervise sharia compliance of Islamic banking operations in Indonesia. However, this role is still not optimal to conduct because the existence of DPS is considered sufficient to perform it. This study aimed to examine OJK arrangement on Islamic banking compliance supervision, adjustment on Islamic compliance supervision after switching from BI to OJK, and internalisation of hisbah principles in these regulations. This research used the normative juridical method, compiled positive law related to Islamic Banking supervision and compared it with hisbah principles implemented in the Islamic governance history as a basis for supervision internalised in OJK regulations and legislation. The result showed that (1) OJK regulates Islamic Banking compliance supervision through the rules of DPS establishment in Islamic Banking as the responsible party, received the DPS and SKAI reports periodically, and conducted audits by sampling on the application of sharia aspects; (2) several Islamic Banking supervision regulations still require harmonisation, especially those issued by BI; (3) five hisbah principles exist in the OJK regulations: transparency, accountability, responsibility, professionalism, and fairness.