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All Journal Asia-Pacific Management and Business Application International Research Journal of Business Studies (E-Journal) SEIKO : Journal of Management & Business YUME : Journal of Management Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Sita Deliyana Firmialy
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Library & Information Science Social Sciences

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Journal : International Research Journal of Business Studies (E-Journal)

 1 
Financial Literacy on Millenial Entrepeneurs during Pandemic Covid-19 Sita Deliyana Firmialy; Agus Maolana Hidayat
INTERNATIONAL RESEARCH JOURNAL OF BUSINESS STUDIES Vol 15, No 2 (2022): August - November 2022
Publisher : Universitas Prasetiya Mulya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21632/irjbs.15.2.111-119

Abstract

As one of the drivers of economic success and societal welfare in Indonesia, financial literacy is a must for young entrepreneurs today. The study attempts to evaluate Millennial entrepreneurs financial literacy and financial well-being conditions while several PPKM (Restrictions on Community Activities) during Pandemic Covid-19 are in effect. Between mid-October 2021 and early January 2022, the survey used 100 young entrepreneurs aged 21-40 in West Java Province, Indonesia as samples. The hypotheses testing results from Exploratory Factor Analysis (EFA) and Structural Equation Model (SEM) methods show a consistent association between the main components of financial literacy with the level of financial well-being, with insurance and personal savings and loans becoming the dominant predictor affected financial knowledge, followed with security that serves as main determinant that affected the level of financial attitude of these millennial entrepreneurs. However,  this study has limitations as the sample and number of experimental parameters are small.
Co-Authors Agus Maolana Hidayat Annisa Salsabilla Aulia Nursafarina Dewi Aprilia Gede Wira Wasistha Hilmawan Taufiq Intan Amelia Mochamad Zidan Pamungkas Muhamad Hozali Mutiara Shofrina Rafly Bintang Pramudya Sudarso Kaderi Wiryono Yunieta Anny Nainggolan