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All Journal E-Jurnal Akuntansi Universitas Udayana Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) El Dinar Journal of Economics, Business, & Accountancy Ventura Journal of Business & Banking Jurnal Manajemen & Keuangan Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship Jurnal Samudra Ekonomi dan Bisnis Business and Finance Journal Jurnal Riset Bisnis dan Manajemen Jurnal Kedaymas
Lutfi Lutfi
Universitas Hayam Wuruk Perbanas
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

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Journal : Jurnal Samudra Ekonomi dan Bisnis

 1 
Perilaku Pengelolaan Keuangan Keluarga: Peran Moderasi Pendapatan Nur Af’idatul Husna; Lutfi Lutfi
Jurnal Samudra Ekonomi dan Bisnis Vol 13 No 1 (2022)
Publisher : Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v13i1.3349

Abstract

Financial Management Behavior is crucial to achieve future financial well-being. The purpose of this research is to examine the influence of financial experience and financial knowledge on family financial management behavior with income as a moderating variable. The samples are 249 respondents who are married with a minimum income of Rp. 5.000.000,- per month and live in Surabaya. Data is analysed using Structural Equation Modeling. The results indicate that there are significant positive influences of financial experience and financial knowledge to family financial management behavior; there is no influence of income to family financial management behavior; and, income strengthens the influence of financial knowledge to family financial management behavior. This study suggests households to spend more money for pension fund programs and improve their financial knowledge, especially about investment and credit.
Co-Authors Antika Budiningrum Astri Kusuma Wardani Dimas Gita Ramadhan Firdaus Elicia Aprillia Dwiyanti Elma Hariani Farach Aliyyah Putri Suryadie Indria Fatmawati Jihan Zakiyah Permana Kiki Marti Diana Maulidatur Rohmah Meliza Silvy Nadya Septi Nur Aini Nur Af’idatul Husna Nur'aini Rokhmania Putri Asiza Agustien Aulia Rahmah Reni Tri Purniawati Ririn Poerwanti Poerwanti Rr. Iramani Sofi Ariani Soni Harsono Tirani Rahma Brilianti Tomi Arganata Vita Prihatiningrum Yolanda Dela Renta Yulian Belinda Yurisha Ramadhani Putri