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All Journal E-Jurnal Akuntansi Universitas Udayana Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) El Dinar Journal of Economics, Business, & Accountancy Ventura Journal of Business & Banking Jurnal Manajemen & Keuangan Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship Jurnal Samudra Ekonomi dan Bisnis Business and Finance Journal Jurnal Riset Bisnis dan Manajemen Jurnal Kedaymas
Lutfi Lutfi
Universitas Hayam Wuruk Perbanas
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

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Journal : Jurnal Riset Bisnis dan Manajemen

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EXPERIENCE, KNOWLEDGE, ON FINANCIAL BEHAVIOR, MEDIATION OF LOC, MODERATION OF NUMBER OF DEPENDENTS Kiki Marti Diana; Lutfi Lutfi
Jurnal Riset Bisnis dan Manajemen Vol 14 No 2 (2021): August Edition
Publisher : Faculty of Economic and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jrbm.v14i2.4417

Abstract

Previous research gave different results regarding financial management behavior and appear research gap, so the researchers aimed to examine whether financial experience and knowledge have a positive effect on financial management behavior, locus of control mediates the effect of financial experience and knowledge on financial management behavior, and the number of dependents moderate effect of financial knowledge on financial management behavior. The sampling technique used purposive sampling, while analysis technique used the Structural Equation Model. Financial experience and knowledge have significant positive effect on financial management behavior. Locus of control mediates effect of financial experience on financial management behavior but is better directly. Locus of control doesn’t mediate effect of financial knowledge significantly on financial management behavior. The numbers of dependents doesn’t moderate effect of financial knowledge on financial management behavior. Otoritas Jasa Keuangan and Surabaya government provide access and education such as seminars, workshops (pension funds, insurance, and investment).
Co-Authors Antika Budiningrum Astri Kusuma Wardani Dimas Gita Ramadhan Firdaus Elicia Aprillia Dwiyanti Elma Hariani Farach Aliyyah Putri Suryadie Indria Fatmawati Jihan Zakiyah Permana Kiki Marti Diana Maulidatur Rohmah Meliza Silvy Nadya Septi Nur Aini Nur Af’idatul Husna Nur'aini Rokhmania Putri Asiza Agustien Aulia Rahmah Reni Tri Purniawati Ririn Poerwanti Poerwanti Rr. Iramani Sofi Ariani Soni Harsono Tirani Rahma Brilianti Tomi Arganata Vita Prihatiningrum Yolanda Dela Renta Yulian Belinda Yurisha Ramadhani Putri