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All Journal E-Jurnal Akuntansi Universitas Udayana Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) El Dinar Journal of Economics, Business, & Accountancy Ventura Journal of Business & Banking Jurnal Manajemen & Keuangan Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship Jurnal Samudra Ekonomi dan Bisnis Business and Finance Journal Jurnal Riset Bisnis dan Manajemen Jurnal Kedaymas
Lutfi Lutfi
Universitas Hayam Wuruk Perbanas
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

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Journal : Journal of Economics, Business,

 1 
The influence of risk perception, risk tolerance, overconfidence, and loss aversion towards investment decision making Nadya Septi Nur Aini; Lutfi Lutfi
Journal of Economics, Business, & Accountancy Ventura Vol 21, No 3 (2018): December 2018 - March 2019
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jebav.v21i3.1663

Abstract

This study aims to examine the effect of risk perception, risk tolerance, overconfidence, and loss aversion on investment decision making. The sample in this study were workers in Surabaya and Jombang, East Java. There were 400 respondents taken using a questionnaire through the survey method. This study used PLS-SEM (Partial Least Square-Structural Equation Model) as a data analysis technique. The results showed that risk perception has a significant and negative effect on investment decision making, risk tolerance and overconfidence have a significant and positive effect on investment decision making, while loss aversion has no effect on investment decision making. This research is expected to provide an overview of how to deal with risk in investment and how to avoid behavioral biases in investment decisions making.
The role of board of commissioners and transparency in improving bank operational efficiency and profitability Lutfi Lutfi; Meliza Silvy; Rr. Iramani
Journal of Economics, Business, & Accountancy Ventura Vol 17, No 1 (2014): April 2014
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jebav.v17i1.268

Abstract

Good corporate governance is a critical aspect in banking industries because the larg- est part of the source of funds is from public. Two of the important aspects of good corporate governance are the role of the board of commissioners and transparency. This study aimed to assess the effect of the implementation of good governance, which is proxied by the role of the board of commissioners and transparency of financial and non-financial condition, toward the operational efficiency and profitability of the na- tional commercial banks in Indonesia. This study uses data of thirty six banks for five years, from 2008 to 2012. Random effect panel data technique is used to analyze the data since this technique can increase the power of statistical analysis. The results shows that in terms of efficiency only board that functions well capable of improving the operational efficiency of the banks. As for profitability, both good board of commis- sioners and public transparency are capable of increasing the bank operational profit- ability in Indonesia.
Co-Authors Antika Budiningrum Astri Kusuma Wardani Dimas Gita Ramadhan Firdaus Elicia Aprillia Dwiyanti Elma Hariani Farach Aliyyah Putri Suryadie Indria Fatmawati Jihan Zakiyah Permana Kiki Marti Diana Maulidatur Rohmah Meliza Silvy Nadya Septi Nur Aini Nur Af’idatul Husna Nur'aini Rokhmania Putri Asiza Agustien Aulia Rahmah Reni Tri Purniawati Ririn Poerwanti Poerwanti Rr. Iramani Sofi Ariani Soni Harsono Tirani Rahma Brilianti Tomi Arganata Vita Prihatiningrum Yolanda Dela Renta Yulian Belinda Yurisha Ramadhani Putri