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All Journal Akuntabilitas: Jurnal Ilmiah Ilmu-Ilmu Ekonomi Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) JER
Choirun Nisful Laili
Universitas Hasyim Asy’ari
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Journal : JER

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The Influencing Factors of Financial Satisfaction by Moderating Financial Literacy Rachma Agustina; Choirun Nisful Laili; Dwi Ari Pertiwi
Jurnal Economic Resource Vol. 5 No. 1 (2022): March-October
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i1.235

Abstract

One of the areas most affected by this pandemic is the financial sector, starting from finance in the macro (world) scope to the micro (family) sphere. The family finance sector is the basic support for the country's economic progress. Micro-scale financial policies are primarily aimed at underprivileged families in the form of direct cash assistance. This study aims to determine the effect of financial distress and domestic debt on financial satisfaction with financial literacy as a moderator. This research was carried out on lecturers and education staff at Hasyim Asy'ari University Tebuireng Jombang, using quantitative methods. Hypothesis testing using PLS-based SEM, with a research sample of 50 respondents. The results of this study state that 1) Financial distress influences financial satisfaction; 2) Domestic debt is not proven to influence financial satisfaction; 3) Financial literacy influences financial satisfaction; 4) The interaction between domestic debt and financial literacy has no effect on financial distress; 5) The interaction between financial distress and financial literacy has no effect on financial satisfaction.
Co-Authors Dwi Ari Pertiwi Lik Anah Lilis Sugi Rahayu Ningsih Rachma Agustina