Article Per Year (5 Year)
p-Index From 2019 - 2024
0.888
P-Index
This Author published in this journals
All Journal EKO-REGIONAL JURNAL PENGEMBANGAN EKONOMI WILAYAH Jurnal Masyarakat Madani Indonesia Lingkar Ekonomika: Jurnal Ilmu Ekonomi dan Studi Pembangunan
Supadi Supadi
Universitas Jenderal Soedirman
Humanities Computer Science & IT Economics, Econometrics & Finance Education Public Health Social Sciences

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Lingkar Ekonomika: Jurnal Ilmu Ekonomi dan Studi Pembangunan

 1 
Pengaruh Pendapatan, Persepsi Suku Bunga Kredit Dan Persepsi Kemudahan Syarat Pinjaman Kredit Terhadap Permintaan Kredit Pada PNM Mekaar di Kecamatan Cimanggu, Kabupaten Cilacap tamara lauralia; Nunik Kadarwati; Supadi Supadi
Jurnal Lingkar Ekonomika Vol 1 No 2 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to analyze the effect of income, perceptions of loan interest rates, and perceptions of the ease of credit loan terms on credit demand at PNM Mekaar in Cimanggu District, Cilacap Regency. The respondents of this study were 97 people who were PNM Mekaar customers in Cimanggu District. Data collection techniques used are direct interviews and questionnaires. As for the data analysis technique used multiple linear regression technique. The results of this study indicate that income, perceptions of credit interest rates, and perceptions of the ease of credit loan terms together have a significant effect on credit demand at PNM Mekaar. While partially, income has a significant positive effect on credit demand at PNM Mekaar. Perceptions of credit interest rates have a negative but not significant effect on credit demand at PNM Mekaar. Perceptions of the ease of credit loan terms have a significant positive effect on credit demand at PNM Mekaar. The implication of this research is that PNM Mekaar should continue to improve business assistance to customers in order to deveop their business, so as to increase customer income. In addition, PNM Mekaar should maintain the ease of loan terms.
Co-Authors Arintoko Arintoko DIJAN RAHAJUNI Khalid Eltayeb Elfaki Adam Nunik Kadarwati Ratri Noorhidayah Silvina Esta Nurwanti Siska Marwati tamara lauralia