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Journal : EQIEN - JURNAL EKONOMI DAN BISNIS

ANALISIS PENGARUH PERTUMBUHAN EKONOMI, ANGKATAN KERJA, DAN INDEKS PEMBANGUNAN MANUSIA TERHADAP TINGKAT PENGANGGURAN TERBUKA DI PROVINSI MALUKU Addie Sabta Ibiyantoro; Niniek Imaningsih
Eqien - Jurnal Ekonomi dan Bisnis Vol 11 No 03 (2022): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v11i03.1003

Abstract

This study describes economic development aimed at the advancement of society. Achieving this progress requires community employment opportunities which ultimately lead to income distribution among the population, and making many changes to support the country's development and high economic miracle. On the other hand, of course, there is a gap between job opportunities and an unbalanced workforce, so that with the lack of job opportunities and the increasing number of job seekers, it will have a negative impact on the creation of unemployment. This study aims to determine the effect of Economic Growth (X1), Labor Force (X2), and Human Development Index (X3) on the Open Unemployment Rate (Y) in Maluku Province from 2007-2021. The analysis applied to this study is multiple linear regression and testing with the BLUE assumption is carried out in the study to prove the results that this study passed the classical assumption test. The results of this study indicate that Economic Growth has no effect on the Open Unemployment Rate, the Human Development Index has no effect on the Open Unemployment Rate, and the Poverty Level has a positive (not significant) on the Open Unemployment Rate in Maluku Province
Analisis Pengaruh Dana Pihak Ketiga, Inflasi, Non Performing Loan Dan Loan To Deposit Ratio Terhadapkredit Modal Kerja Pada Bank Umum Di Jawa Timur venny Atika Qomariyah; Niniek Imaningsih
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 01 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i01.1397

Abstract

Banks are financial institutions that accommodate funds from the public in the form of savings and return them in the form of credit to those in need in order to improve people's lives. Banks also do three other things: collect funds, send money or transfer money, and provide other financial services. Working Capital Credit is a credit facility from a financial institution that is extended to business actors to finance their production and operational activities so that they can expand their business. Through the provision of working capital loans, it is expected to grow the economy. This study shows the results that Third Party Funds have a positive and significant influence on Distribution of Working Capital Loans to Commercial Banks in East Java. Inflation has no positive and insignificant effect on Distribution of Working Capital Loans at Commercial Banks in East Java.Non Performing Loan does not have a positive and insignificant influence on Distribution of Working Capital Loans at Commercial Banks in East Java.Loan to Deposit Ratio has a positive and significant effect on Distribution of Working Capital Loans to Commercial Banks in East Java. Keywords: Third Party Funds, Inflation, Non Performing Loans, Loan To Deposit Ratio, Working Capital Loans