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All Journal Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan
Eva Nurpiani
IAIN Syekh Nurjati Cirebon
Economics, Econometrics & Finance

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Journal : Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan

 1 
PENGARUH KEMUDAHAN PENGGUNAAN, MANFAAT DAN RISIKO TERHADAP MINAT NASABAH MENGGUNAKAN MOBILE BANKING BANK SYARIAH Muhammad Qoes Atieq; Eva Nurpiani
Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Vol. 2 No. 2 (2022): Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/vls.v2i2.109

Abstract

IAIN Sharia Banking Student Sheikh Nurjati Cirebon as a student who learns about Islamic banking and has sufficient knowledge about mobile banking. Therefore, it is necessary to research whether there is an interest in students who are BSI customers to use mobile banking with independent variables that are used for ease of use, benefits and risks. The method used is a quantitative method with data collection techniques through questionnaires. The population in this study was IAIN Sharia Banking students Sheikh Nurjati Cirebon with a total sample of 91 people. The data analysis techniques used in this study are descriptive analysis and statistical analysis in the form of validity tests, reliability tests, classical assumption tests, multiple linear regression tests, coefficient of determination tests (R2), hypothesis tests in the form of t tests (partial) and F tests (simultaneously) using SPSS Statistics Version 23. The results of this study show that ease of use does not have a positive and significant influence on the interest in using mobile banking. The benefits have a positive and significant effect on the interest in using mobile banking. Meanwhile, risk does not have a negative and significant influence on the interest in using mobile banking. Simultaneously, ease of use, benefits and risks have a positive and significant effect on the interest in using mobile banking
Co-Authors Atieq, Muhammad Qoes