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All Journal Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri BALANCE: Economic, Business, Management and Accounting Journal Jurnal Pengabdian Masyarakat IPTEKS Jurnal Penelitian Manajemen Terapan (Penataran) Mujtama': Jurnal Pengabdian Masyarakat
Noer Rafikah Zulyanti
Alumni Program Magister Administrasi Fakultas Ilmu Sosial dan Ilmu Politik Universitas 17 Agustus 1945 Surabaya
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Transportation Other

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Journal : BALANCE: Economic, Business, Management and Accounting Journal

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Financial Technology: An Analysis of the Financial Performance and Growth of Banking Companies Fajri, Mega Barokatul; Rochmah, Sofi Machmudatul; Putro, Guruh Marhaenis Handoko; Lailiyah, Elliv Hidayatul; Zulyanti, Noer Rafikah; Syah, Imran
BALANCE: Economic, Business, Management and Accounting Journal Vol 21 No 2 (2024): Juli
Publisher : UMSurabaya Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/blc.v21i2.22690

Abstract

The presence of financial technology provides opportunities for banking sector companies to develop innovative products and services. The rapid development of technology means that fintech services are considered an extension of banks. On the other hand, fintech banking, such as mobile banking and Internet banking, provides many conveniences, including serving Indonesian people who the traditional financial industry cannot serve. This research aims to test and analyze whether financial technology (independent variable) can influence company performance regarding ROA, ROE, NIM, BOPO, and company growth (dependent variable) in the banking industry. All banking companies listed on the IDX except Sharia banking are the data samples used. The testing method used is through the Between-Subjects Effect MANOVA test. This test shows that fintech positively affects ROA, ROE, and NIIM. However, the BOPO and company growth variables cannot be influenced by fintech.
Co-Authors Abid Muhtarom, Abid Ardiyantika, Kiky Ratih Fajri, Mega Barokatul Fibriyanti, Yenni Vera Lailiyah, Elliv Hidayatul Mufidah, Naurah Ningtiyas, Cicik Wigiarti Putro, Guruh Marhaenis Handoko Rochmah, Sofi Machmudatul Syah, Imran