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Journal : Journal of International Conference Proceedings

Influence of Is Amount of Channeling of Credit to Profit Bank Credit People Bank of Millenia in Manado (Study Case in The Year 2014-2018) Alzefin Yolandi Roos Mareike Sinolungan
Journal of International Conference Proceedings (JICP) Vol 1, No 2 (2018): Proceedings of the 2nd International Conference of Project Management (ICPM) Gor
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (498.695 KB) | DOI: 10.32535/jicp.v1i2.248

Abstract

"Bank is activity financial institution the core important mustering fund of society and channeling it return to society. Activity of fund gathering of this society can in the form of saving, deposit, giro, and others. In activity of channeling of fund to society can in the form of invesment / credit". Bank Credit People (BPR) is: (a).Fund mustering of society in the form of deposito, saving expect, certificate of saving, in the form of: giro, deposito/other form,(b).Giving Defrayal,(c).Providing and location of fund pursuant to law principle pursuant to specified by Indonesia Bank; it is fund, (d).Placing of Certificate Indonesia Bank form, time deposit,certificate of deposito,other bank saving. Target of giving credit:(1). Follow governmental program success in economic area and development. (2). Improving corporate activity so that can run function,usefull guarantee fulfilled of requirement of society. (3). Obtaining profit so that continuity of well guaranteed company life and can extend its effort. Credit function in life of economics: (a). Improve useful power of capital, (b). Power an good’s. (c). Economic stability, (d). Credit as bridge to increase earnings of national. Credit aid used by all entrepreneur to enlarge volume of is effort its production. Make-Up of effort expected will improve profit, where if advantage cumulatively developed in word meaning returned into capital structure, hence improvement will take place continuously and result earnings increasing. Element in giving of credit:(a). Trust, (b). Time, (c). Level Risk, (d). Achievement. Profit: difference between result of earnings and all expense of in certain accounting period. Profit type: (1). Gross Profit, (2). Profit is Effort, (3). Profit Cleanness In profit report/ lossy show classification in stimulating of measurement of profit: (1). Profit dirty of sale, (2). Operate for company. (3). Before Iease cutting, (4). Dirty after Iease cutting. Conclusion: amount of credit influence positive influence bank profit and significant. In obtaining maximal profit need the amount of credit channeled to mount each; every moment. Bank profit influenced by amount of credit, by another factor do not check. Result of research obtained by research of technique hypothesis test analyses correlation: existence of positive influence and significant between Amount of Credit with Profit Bank of BPR (Bank of Millenia) in Manado. Coefficient of Determines equal to 97% Profit Bank variable Year 2014-2018 influenced by It is Amount variable on him 3 % explained by other variable outside variable of is Amount of Credit do not be discussed in this research. Relation of is Amount of Credit to Profit Bank of Millenia) in Manado) obtained: r = these 0,98 matters show positive relation both variable, where amount of credit very determining in improving Profit. Conclusion: (1). Amount influence Profit Bank of BPR (Bank of Millenia) in Manado: positive influence and significant, showing maximal profit need the amount of Credit channeled to mount every moment. (2). Profit Bank by Amount of Credit by another factor do not check. Suggestion:(1). Research this expected to add reader side knowledge due to study of science finance-related and banking, (2). For research hereinafter, better be conducted by research of continuation use another indicator or variable. Keyword: Channeling of Credit, Profit Bank
INFLUENCE of EFFECTIVENESS of PARTNER among GOVERNMENT, PRIVATE SECTOR, SOCIETY to EFFORT SEA FISHER FISH CAKALANG in LOCAL ECONOMIC EXPANSION of PROVINCE NORTH SULAWESI Alzefin Y.R.M Sinolungan
Journal of International Conference Proceedings (JICP) Vol 2, No 1 (2019): Proceedings of the 3rd International Conference of Project Management (ICPM) Bal
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (26.837 KB) | DOI: 10.32535/jicp.v2i1.394

Abstract

The target of this research is to obtain a vivid description about partnership of the government, private sector and community and about level in influence of factors determining effectiveness of partnership of the government, private sektor and community for local economic development in Province Sulawesi Utara. Fundamental problems of this research is a lowering role of each are governmental sector, private sector and community to braid cooperation link and less be it is his effective of partnership of the governmental sector, private sector and community. The research was carried out in Propince North Sulawesi and 168 questionnairess were distributed to the fisherman or producer fish cakalang. Methods of the research is a method of explanatory survey. Data that were used are Quantative data. Technically analysed data by using a Path Analysis. The result of this study indicate that a whole, eight of the independent variable perceived in this case: (1).The bureaucracy behaviour, organizational behavioural, economics infrastructure, professionalism, profitability, participate, quality of human resources and social cultural was influence effectiveness of partnership, governmental sector, privat was influence effectiveness of partnership, governmental sector, private sector and community at marine fisheries in development of local economics. (2).Management of the effectivenss of partnership,governmental sector, private sector and community increase the marine fisheries fish cakalang, (3).Partnership governmental sector, private sector and community can be increased development of local economics. Result is increasing in powering of communities in this case the organizational behavioural and social cultural by using the power of bureaucracy behaviour, economics infrastructure, professionalism, profitability, participate, quality of human resources anf for a that element most in active to supporting the development of local economics.