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All Journal Journal of Student Research Transformasi: Journal of Economics and Business Management Jurnal Ilmiah Ekonomi dan Manajemen
Habriyanto
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health Social Sciences Other

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Journal : Jurnal Ilmiah Ekonomi dan Manajemen

 1 
PENDISTRIBUSIAN DANA ZAKAT PRODUKTIF DI BADAN AMIL ZAKAT NASIONAL (BAZNAS) KOTA JAMBI Habriyanto; Ahsan Putra Hafiz; Fitalia Maharani
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2023): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v1i4.454

Abstract

: Fund distribution is the activity of distributing funds from officers to people who are entitled to receive them in accordance with applicable regulations. The purpose of this study was to determine the mechanism for distributing productive zakat funds in BAZNAS Jambi City and to find out what are the inhibiting and supporting factors in the distribution of productive zakat funds in BAZNAS Jambi City. The method used in this research is qualitative descriptive. Data collection for this research was carried out by conducting observations, interviews and documentation. The validity test used in this research uses triangulation techniques. Based on the results of this research, it shows that the mechanism for distributing productive zakat funds in BAZNAS Jambi City has two patterns, namely the traditional productive zakat distribution pattern and the creative productive zakat distribution pattern. Prospective mustahik who wish to receive productive zakat must first submit an application to BAZNAS Jambi City by completing the requirements provided by BAZNAS Jambi City. Inhibiting factors in distributing productive zakat funds in BAZNAS Jambi City include wide reach, there are mustahik who do not understand productive zakat, and human resources. Supporting factors in the distribution of productive zakat funds in BAZNAS Jambi City include the existence of a clear program design and the availability of zakat funds
Penerapan Akad Murabahah Pada Pembiayaan Kpr Syariah Berdasarkan Fatwa Dsn Mui Pada Bank Syariah Indonesia Cabang Jelutung Sofyan Nurcahyono; Habriyanto; Mohammad Orinaldi
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2023): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v1i4.461

Abstract

The author raises the title "Application of Murabahah Contracts in Syariah Mortgage Financing Based on the DSN-MUI FATWA at the Indonesian Syariah BANK Jelutung Branch". This study aims to provide input to BSI Jelutung Branch to pay more attention to the application of its Murabahah Agreement so that it does not come out of the FATWA DSN-MUI 04/DSN-MUI/IV/2000 concerning Murabahah. The formulation of the problem discussed in this thesis is: How is the implementation of the murabaha contract at the BSI Jelutung Branch? Is the implementation of the murabaha contract at the BSI Jelutung Branch in accordance with the DSN-MUI Fatwa? and what are the obstacles in implementing the DSN-MUI fatwa in Islamic banking activities? The author uses a qualitative data collection method, namely a method by conducting field surveys directly with existing sources. The author also uses other data collection techniques, namely interviews, namely the technique of conducting direct questions and answers to the authorities and the companies studied, in order to be able to complete more accurate data and information. The results of the study show that in general the implementation of the Murabaha contract at the BSI Jelutung Branch is in accordance with the DSN-MUI Fatwa. However, there are still provisions that are not in accordance with the provisions of the DSN-MUI Fatwa, namely incompatibility with Syariah KPR financing products, namely the price comparison is greater than conventional banks in Syariah KPR financing, where BSI Jelutung Branch should be able to provide more affordable prices to the public. especially Muslims.
Co-Authors Ahsan Putra Hafiz Aneski Bambang Kurniawan Dwi Annisa Fitalia Maharani Laily Ifazah Meysi Anggraini Mohammad Orinaldi Saijun Sofyan Nurcahyono