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ANALISIS KESIAPAN DESA MEKAR AGUNG KECAMATAN CIBADAK KABUPATEN LEBAK BANTEN SEBAGAI DESA WISATA SYARIAH Handayani, Tati; Rahmi, Mira
IKRA-ITH EKONOMIKA Vol 1 No 2 (2018): IKRAITH-EKONOMIKA vol 1 Nomor 2 Bulan November 2018
Publisher : Universitas Persada Indonesia YAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (504.195 KB)

Abstract

ABSTRAKPenelitian ini bertujuan untuk mengkaji potensi yang dimiliki desa Mekar Agung Kecamatan Cibadaksebagai desa Wisata Syariah dan mengkaji potensi wisata yang cocok untuk desa Mekar Agung KecamatanCibadak sebagai desa Wisata Syariah.Metode penelitian menggunakan teknik Purposive Sampling, denganmenggunakan masyarakat dan pemuka masyarakat sebagai respondennya. Teknik pengumpulan datamenggunakan motode observasi, wawancara berstruktur, dan dokumen, sedangkan teknik analisis datamenggunakan teknik analisis kualitatif.Hasil penelitiannya menunjukkan bahwa potensi wisata yang dimiliki oleh Desa Mekar Agung, berupawisata pertanian (wisata agro) dan wisata budaya. Namun kesiapan sebagai kawasan wisata secara fisikmenunjukkan fasilitas, dan infrastruktur kepariwisataan yang dimiliki oleh kawasan masih belum memadai.Kesiapan secara non fisik juga menunjukkan kondisi yang belum siap. Oleh karena itu dalam pengembangannyaperlu strategi, berupa pembangunan sarana fisik maupun non fisik. Untuk dapat menjadi objek wisata pedesaansyariah yang ideal dan mampu bersaing maka dalam pengembangannya perlu strategi berupa pembangunansarana fisik maupun non fisik.
ACCEPTABLE AUDIT RISK EVIDENCE IN JAKARTA INDONESIA Rahmi, Mira; Indriani, Susi
Ekonomi dan Bisnis Vol 4, No 2 (2017): Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (520.919 KB) | DOI: 10.35590/jeb.v4i2.741

Abstract

Early 20’s century begins with revealed some accounting financial scandals from reputable companies around the world’s where the economic crisis starts. Facts from some cases proofed that the auditors have weakness in assessing audit risk from those reputable companies (some are Enron (2001), worldcom (2002), Madoff (2008), and Saytam (2009)), recent years the scandals were happens to Japan companies where it hits Olympus (2011) and Toshiba (2015). Indonesia had Kimia Farma (2002) for example where the auditor were convicted less professional from assessing acceptable audit risk. The phenomena showed that auditors have big uncertainty of risk when they do the audit process and highly related to their integrity in doing the process. Assessment audit about clients will be influenced by the approach that was undertaken, audit planning program, risk assessment and how to analyze audit evidence (Bell et al; 2005). This research were aimed to give an empirical evidence on public accountants behavior in Jakarta, Indonesia when assessing acceptable audit risk based on their independent auditors. Using 11 public accountant offices in south and east Jakarta were picked randomly from OJK Public accountant offices Listed in 2015 with multivariate regression model between audit complexity, audit sampling judgment and management integrity toward acceptable audit risk. The result showed that the small portion of audit sampling judgment were set by the public accountants when they give their opiniondo makes the acceptable risk getting higher. Audit complexity and management integrity didn’t show related toward acceptable audit riskin public accountant offices in Jakarta during 2015.
Determinan Pembiayaan Bermasalah di BTN Syariah KCS Bekasi Pada Masa Pandemi Yulianti, Velia Dwi; Supriyanto, Trisiladi; Rahmi, Mira
Etihad: Journal of Islamic Banking and Finance Vol 1, No 2 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (424.668 KB) | DOI: 10.21154/etihad.v1i2.3218

Abstract

The covid-19 pandemic has an impact on the community on their income, this affects people who have financing in banks where there are obstacles in paying their installments. This study aims to analyze and prove the effect of monitoring financing, business conditions, customer character, guarantees, and the covid-19 pandemic on non-performing financing at BTN Syariah KCS Bekasi. The population of this study is customers who have problematic financing at BTN Syariah KCS Bekasi. The sampling technique in this study is the Simple Random Sampling method. In this study, the source of the data obtained was the distribution of questionnaires by obtaining 127 respondents. The data analysis technique used is the SmartPLS 3.0 tool. The results obtained from this study are Financing Monitoring has a significant effect on non-performing financing, Business Conditions has no significant effect on non-performing financing, Customer Character has no significant effect on non-performing financing, Guarantee has no significant effect on non-performing financing, and the Covid-19 pandemic had a significant effect on non-performing financing.Pandemi covid-19 memberi dampak pendapatan kepada masyarakat. Hal ini yang memberi pengaruh pada kepemilikan pembiayaan di perbankan berupa kendala angsuran pembayaran. Penelitian ini bertujuan untuk menganalisis serta membuktikan pengaruh pemantauan pembiayaan, kondisi usaha, karakter nasabah, jaminan, dan pandemi covid-19 terhadap pembiayaan bermasalah di BTN Syariah KCS Bekasi. Populasi penelitian yaitu nasabah yang memiliki pembiayaan bermasalah di BTN Syariah KCS Bekasi. Teknik pengumpulan sampel dengan metode Simple Random Sampling. Adapun sumber data yang didapatkan dengan penyebaran kuesioner memperoleh 127 responden. Teknik analisis data yang digunakan dengan alat SmartPLS 3.0. Hasil penelitian menunjukkan bahwa pemantauan pembiayaan berpengaruh signifikan terhadap pembiayaan bermasalah, kondisi usaha tidak berpengaruh signifikan terhadap pembiayaan bermasalah, karakter nasabah tidak berpengaruh signifikan terhadap pembiayaan bermasalah, jaminan tidak berpengaruh signifikan terhadap pembiayaan bermasalah, dan pandemi Covid-19 berpengaruh signifikan terhadap pembiayaan bermasalah.
Students Perceptions of Service Quality and Promotion of Interest in Using Wadiah Contract in Islamic Banks Amelia, Ellisa Nur; Rahmi, Mira; Sari, Lili Puspita
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 2 (2021)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (182.316 KB) | DOI: 10.22441/jiess.2021.v2i2.003

Abstract

Users of wadiah savings accounts are more desirable in Islamic banks, this can be seen from the amount of wadiah savings in the financing data and third party funds of Islamic commercial banks in Islamic Banking Statistics 2020. The increase in users of wadiah savings accounts occupies 1.2% compared to mudharabah savings. The purpose of this study was to determine student perceptions of service quality and promotion of interest in using wadiah contracts in Islamic banks. This analysis uses service quality and promotion as independent variables. The dependent variable is interest. The sample of this research is students who have savings at Bank Syariah Mandri, Bank Negara Indonesia Syariah and Bank Rakyat Indonesia Syariah. Collecting data using a questionnaire that was distributed directly as many as 100 questionnaires. The method used in this research is multiple linear regression analysis, with hypothesis testing t test and f test. The results of this study indicate that service quality has a significant positive effect on interest, while promotion has a positive but not significant effect on interest. For service quality and promotion together have a significant positive effect on interest. The results of this study in the future contribute to the increase in Islamic bank customers through the use of wadiah contracts by improving the quality of services they have and increasing the promotions created.
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MENABUNG DI BANK SYARIAH : (STUDI KASUS di BSI EX BSM ) Maharani, Renita; Supriyanto, Trisiladi; Rahmi, Mira
JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 7 No. 2 (2021): Jurnal Syarikah
Publisher : Program Studi Ekonomi Islam FEI UNIDA Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jsei.v7i2.4483

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh dari religiusitas, pengetahuan produk, kualitas pelayanan, lokasi, dan biaya administrasi terhadap minat menabung di Bank BSI Ex BSM Jakarta Timur. Populasi yang dipilih dalam penelitian ini yaitu nasabah yang memiliki minat menabung di Bank BSI Ex BSM Jakarta Timur. Teknik pengumpulan sampel yang digunakan probability sampling dengan jenis simple random sampling. Sumber data dalam penelitian ini didapatkan dari penyebaran kuesioner kepada 130 responden. Teknik analisis data pada penelitian ini menggunakan SmartPLS 3.0. Hasil yang didapat dari penelitian ini menyatakan bahwa religiusitas dan pengetahuan produk berpengaruh signifikan terhadap minat menabung, sedangkan kualitas pelayanan, lokasi, dan biaya admisnitrasi tidak berpengaruh signifikan terhadap minat menabung.