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All Journal NATUJA: Jurnal Ekonomi Syariah RIBHUNA : Jurnal Keuangan dan Perbankan Syariah
Habibulloh Habibulloh
Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia
Religion Economics, Econometrics & Finance

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Journal : NATUJA: Jurnal Ekonomi Syariah

 1 
PERAN LAZISNU DALAM MENINGKATKAN SOSIAL EKONOMI MASYARAKAT KECAMATAN KALIBARU KABUPATEN BANYUWANGI Balya Hidayat; Habibulloh Habibulloh; Samsuri Samsuri; Wisnu Wisnu
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 1 (2021): (November 2021)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

One of the worships in Islam is the implementation of zakat, infaq and alms (ZIS). On the other hand, ZIZ is also an effective solution for community economic empowerment. This study aims to elaborate on the socio-economic potential and assistance of the community carried out by LAZISNU in Kalibaru District. The research method uses descriptive qualitative research with NU leaders, LAZISNU managers in Kalibaru District and the beneficiary communities as informants in the study. Data were collected by observation, interviews and documentation. The Miles and Huberman model analysis technique is used as an analytical tool. The results of this study show that the large number of Nahdiyin residents and a solid and competent management/management team have potential in the development of LAZIZNU. There are 3 excellent program models that are continuously being implemented, including: Biasiwa, NUPrenuer, and NUCare as pillars of improving the social economy of the community. In addition, the activation of the NU Deputy Branch Council at the District level, as well as the formation of new branches and UPZIS-UPZIS that can reach muzaqqi and munfiq in remote areas are efforts in institutional optimization.
PEMBIAYAAN MURABAHAH BERMASALAH DAN MODEL PENYELESAIAN DI BMT UGT NUSANTARA CAPEM TEGALDLIMO Habibulloh Habibulloh
NATUJA : Jurnal Ekonomi Syariah Vol 1 No 1 (2021): (November 2021)
Publisher : Program Studi Ekonomi Syariah, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi

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Abstract

This research is a qualitative research. which was held at BMT UGT Nusantara. This study aims to determine the application of murabahah financing risk management applied by BMT UGT Nusantara. While the data collection method in this study used interviews, and documentation information to obtain documents about the management of problematic financing. The data analysis methods used were interview, observation and documentation techniques. The results of the qualitative research show that the risk management system for problematic murabahah financing is to adjust or implement what is in the SOP (Standard Operating Procedure), the factors that affect non-performing financing are internal factors including employee negligence, etc., external factors include a decrease in customer income. , was hit by a disaster, and Efforts were made to save the problematic murabahah financing by using R3 (Rescheduling, Reconditioning, Restructuring) by carrying out predetermined procedures.
Co-Authors Afria Rachmawati Balya Hidayat Gilang Ramadhan Samsuri Samsuri Wisnu Wisnu Yeni Rokhilawati