Insurance firms must allocate additional financial resources to account for the potential default of many businesses. The Indonesian government is likewise facing financial challenges, resulting in the reallocation of funds from the health and immunization budget. The fiscal responsibility of the state in relation to activities aimed at economic recovery is increasing. This study aims to comprehensively analyze the economic and financial theories employed in formulating the National Economic Recovery strategy to elucidate the obtained outcomes. The present study employs a qualitative research design, utilizing a literature review methodology. The focus of this study encompasses start-up enterprises and individuals with digital funding accounts. The research findings indicate that the digital economy and ecosystem, bolstered by enhanced financial inclusion, can potentially expedite the National Economic Recovery process.