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All Journal JBMP (Jurnal Bisnis, Manajemen dan Perbankan)
Mila Septiana
Universitas Muhammadiyah Prof. Dr. Hamka
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Journal : JBMP (Jurnal Bisnis, Manajemen dan Perbankan)

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Unraveling the Link between Financial Literacy and Financial Capability among Java's Students Rema Rismaya Fitria; Dewi Pudji Rahayu; Mila Septiana; Jundi Arrasid
JBMP (Jurnal Bisnis, Manajemen dan Perbankan) Vol 9 No 2 (2023): September
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/jbmp.v9i2.1699

Abstract

This study aims to investigate the relationship between various dimensions of financial literacy, including financial behavior, attitude, knowledge, and capability, among university students in Java. The research encompassed the entire population of university students on Java island in 2022, totaling 3.5 million, with a final sample size of 173 respondents selected using the Slovin formula. Data collection was conducted through a questionnaire survey, and multiple regression analysis was employed to assess the direct influence of financial literacy on financial capability using SPSS software version 25. The findings revealed a significant positive impact of financial behavior and attitude on the financial capability of college students. These results offer valuable insights for policymakers, highlighting the importance of comprehensive strategies in enhancing financial capability, particularly among university students, for improved financial well-being and preparedness.
Co-Authors Dewi Pudji Rahayu Jundi Arrasid Rema Rismaya Fitria