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All Journal Islamic Banking and Finance
sari Utami Fattah
IAIN Bone
Economics, Econometrics & Finance

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Journal : Islamic Banking and Finance

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DIGITALIZING ISLAMIC BANKS: LEARNING FROM BANK SYARIAH MANDIRI Loni Hendri; sari Utami Fattah
Islamic Banking and Finance Vol 2, No 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v2i1.3789

Abstract

This research aims to understand how BSM uses digital in its business development and what action other Islamic Bank could take from it to develop their digital utilization.Descriptivecritical analysis is used in this paper. The analysis began by presenting the understanding about digital role on Islamic Bank development and digitalization done by BSM. Analysis continued to digitalization done by BSM and its impact on Islamic Bank development so what action other Islamic Bank should do,what idea could be taken from it. Based on analysis, four things could be taken from BSM success using digital in its services: first, focus on young generation which can easily adapt with technology. Second, digital services improvement. Third, massive socialization. Forth, strong image of Islamic Bank built. Policy recommendation: first, strengthening regulation on safety and pleasure in digital-based transaction. Second, monitoring on shariah aspects in digital-based transaction offered by Islamic Bank.
Co-Authors Loni Hendri