susilo
Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Journal : Contemporary Studies in Economic, Finance and Banking (CSEFB)

ANALISIS INKLUSI KEUANGAN MELALUI ELEKTRONIK WARUNG GOTONG ROYONG (E-WARONG) PADA MASA PANDEMI Andreas Hermeindito; Susilo
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

The low financial inclusion index in Indonesia compared to ASEAN countries needs to be improved through BSNT.This research aims to determine the understanding, experience, form of service and the tendency of non-cash transactions of BSNT recipients in Kediri City & Regency.This research uses a descriptive quantitative method with a percentage descriptive analysis technique. Data are obtained through interviews, documentation and observation. Respondents to the study were BSNT recipients and owners of E-Warong.Research sampling using purposive sampling. The results of this study show that most of the BSNT recipients understand and are ready to use cashless transaction services in BSNT distribution.However, BSNT recipients still do not optimize and do not know the type of electronic money service.Respondents who own E-warong provide various types of payments and financial service facilities.The trend of non-cash transactions has increased after being equipped with cashless payment facilities on E-Warong.Efforts to increase financial inclusion through E-Warong in BSNT distribution are able to bring BSNT recipients in Kediri City and Regency to get to know and use financial services
PENGARUH STRUKTUR KEPEMILIKAN SAHAM, CSR, INFLASI DAN SDM TERHADAP KINERJA KEUANGAN PERBANKAN Indah Purnama Sari; susilo
Contemporary Studies in Economic, Finance and Banking Vol. 1 No. 4 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

The banking industry is currently facing intense competition. Therefore, banking companies need to pay attention to their financial performance for the survival of the company. This study aims to determine the effect of share ownership structure, corporate social responsibility, human resources and inflation on banking financial performance (a study at commercial banks listed on the IDX. The data used in this research is secondary data. This research includes population research, because all samples used met the criteria used.The samples used were 41 commercial bank companies.The data analysis used was multiple linear regression analysis.Based on the results of the research conducted, the results obtained were that both in 2018 and 2021 partially the share ownership structure has no effect on banking financial performance.Corporate social responsibility, inflation and human resources, partially have an influence on financial performance.Simultaneously, the structure of share ownership, corporate social responsibility, inflation and human resources have an influence on financial performance.In In 2018 and 2021, human resources are the most dominant variable affecting financial performance.