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Journal : KALBISIANA Jurnal Sains, Bisnis dan Teknologi

Pengaruh Literasi Keuangan dan Perilaku Keuangan Terhadap Keputusan Investasi Mahasiswa Perguruan Tinggi Swasta di Jakarta Ayu Rizki Utami; Siti Ruhana Dara
KALBISIANA Jurnal Sains, Bisnis dan Teknologi Vol. 8 No. 4 (2022): Kalbisiana
Publisher : UNIVERSITAS KALBIS

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Abstract

This study aims to determine the effect of financial literacy and financial behavior on investment decisions of private tertiary institutions in Jakarta. This study uses a quantitative approach through the distribution of questionnaires with samples taken as many as 105 respondents obtained using non-probability sampling techniques and purposive sampling methods. The research data were processed with SPSS, where hypothesis testing was analyzed using t test and multiple linear regression analysis. The results of this study indicate that the financial literacy variable has no significant effect on investment decisions, based on the results of the t-test which shows the t count is lower than the t table (1.962> 1.98350). Likewise, the variable of financial behavior has a significant effect on investment decisions, which is indicated by the value of t count higher than t table (3,791> 1,98350).