Proceeding of Conference on Islamic Management, Accounting, and Economics
CIMAE Volume 2, 2019

Pengaruh kebijakan Financing to Value dan faktor ekonomi terhadap pembiayaan pemilikan rumah di bank syariah

Anggi Aprian Syaputra (Magister Program in Economics and Islamic Finance of Post Graduate Program Faculty of Economics Universitas Islam Indonesia)
Achmad Tohirin (Magister Program in Economics and Islamic Finance of Post Graduate Program Faculty of Economics Universitas Islam Indonesia)



Article Info

Publish Date
22 Aug 2019

Abstract

The high rate of population growth has an impact on increasing demand for one of their homes. This study aims to examine the effect of financing to value policies, non-performing financing, third party funds, population growth, and inflation on sharia home ownership financing in Islamic banks. This research is focused on sharia commercial banks and sharia business units in Indonesia which are listed on the BI and OJK websites for the period 2010-2018. This research will be analyzed using Error Correction Model (ECM). The software used in this study is Microsoft Excel 2010 and Eviews 9 program. The results of the study show that the variables ftv, npf, and dpk have a positive effect. While the variables of economic growth and inflation have a negative effect on housing finance.

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Journal Info

Abbrev

CIMAE

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

The Conference on Islamic Management, Accounting and Economics (CIMAE) is an annual conference held by Pusat Pengkajian dan Pengembangan Ekonomi Islam (P3EI) Faculty of Economics Universitas Islam Indonesia. It is aimed to facilitate all researchers and academicians to present and publish their ...