<![CDATA[The research objectives were to find out the suitability of the murabahah contract on home ownership financing of Bank Jatim sharia business unit. The research objects were the employees of Bank Jatim Sharia who were competent in the field of financing analyst for Griya iB Barokah KPR (public housing loan). This research used descriptive qualitative approach. The data collection was conducted by interviewing five employees of Bank Jatim sharia business unit. The results of this study was, there were four points that were used as references for conducting research, namely prices, guarantees, fines, bad financing of KPR products which in practice were in accordance with DSN-MUI fatwas. Additionally, some did not.Keywords: murabahah contract, sharia KPR, DSN-MUI fatwas, Bank Jatim sharia business unitREFFERENCESAntonio, Muhammad Syaf’i. 2001. Bank Syariah : dari teori ke praktek. Jakarta: Gema Insani.Arifin, Zainul. 2009. Dasar-Dasar Manajemen Bank Syariah. Jakarta: Kelompok Pustaka Alvabet.Ascarya. 2011. Akad dan Produk Bank Syariah. Jakarta: PT. Rajawali Pers.Bungin, Burhan. 2005. Penelitian Kualitatif: Komunikasi, Ekonomi, Kebijakan Publik dan Ilmu Sosial Lainnya. Jakarta. Balai Pustaka.HariHaris, Helmi. 2007. Pembiayaan Kepemilikan Rumah (Sebuah Inovasi Pembiayaan Perbankan Syariah). Jurnal Ekonomi Islam La Riba vol.1 No.1 (online) (http://journal.uii.ac.id) diakses pada 7 Agustus 2015.Ibrahim, Ahmad. 2006. Manajemen Syariah. Jakarta: PT Raja Grafindo Persada.Ismail. 2011. Perbankan Syariah. Jakarta: PT Fajar Interpratama Offset.Karim, Adiwarman. 2007. Bank Islam Analisis Fiqh dan Keuangan. Jakarta: PT Rajawali Pers.Kountur, R. 2004. Manajemen Risiko. Jakarta: Abdi Tandur.Kuncoro, Mundrajad. 2002. Manajemen Perbankan: Teori dan Aplikasi. Yogyakarta: BPFE Yogyakarta.Manullang. 2006. Dasar-Dasar Manajemen. Yogyakarta: Gadjah Mada University Press.Muhammad. 2000. Sistem dan Prosedur Operasional Bank Syariah. Yogyakarta: UII Press.Muhammad. 2004. Manajemen Dana Bank Syariah. Yogyakarta: Ekonisia.Muhammad. 2005. Bank Syariah : Analisis Kekuatan, Peluang, Kelemahan dan Ancaman. Yogyakarta: Ekonisia. ]]>
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