Jurnal Ekonomi Syariah Teori dan Terapan
Vol. 6 No. 12 (2019): Desember-2019

DETERMINAN TINGKAT BAGI HASIL DEPOSITO MUDHARABAH PERBANKAN SYARIAH DI INDONESIA

Huzein Satrio Prasetyawan (Departemen Ekonomi Syariah-Fakultas Ekonomi dan Bisnis-Universitas Airlangga)
Imron Mawardi (Departemen Ekonomi Syariah-Fakultas Ekonomi dan Bisnis-Universitas Airlangga)



Article Info

Publish Date
21 Jan 2020

Abstract

The purpose of this research is to analyze the effect of Return On Assets, SBIS, IPI, and Exchange Rate toward the rate of return mudharabah deposits islamic bank industries in Indonesia start from January 2012 until December 2017. This research use quantitative approach. The analysis method used in this research is Vector Error Correction Model. This research used saturation sampling, the data in this study are secondary data obtained from OJK, BI, and BPS. The results showed that Return On Assets, IPI, and Exchange Rate have a significant effect on the profit sharing rate of mudharabah deposits in the long term and have no significant effect in the short term. While the SBIS variable does not significantly influence the level of profit sharing of mudharabah deposits in the long and short term. Then the biggest influence that influenced the development of Islamic banks in Indonesia in the 2012-2017 research period was the exchange rate.Keywords : Islamic Banking, ROA, SBIS, IPI, Exchange Rate, Rate of Return Deposito Mudharabah, Vector Error Correction Model.

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Journal Info

Abbrev

JESTT

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature ...