BAKI (Berkala Akuntansi dan Keuangan Indonesia)
Vol. 4 No. 2 (2019): Berkala Akuntansi dan Keuangan Indonesia

ANALYSIS OF FACTORS AFFECTING FINANCING TO DEPOSIT RATIO (FDR) AT ISLAMIC COMMERCIAL BANKS IN INDONESIA

Yeni Fitriani Somantri (Universitas Tasikmalaya)
Wawan Sukmana (Universitas Tasikmalaya)



Article Info

Publish Date
13 Apr 2020

Abstract

The purpose of this study is to determine and analyze what factors are able to influence the level of liquidity distribution of funds/financing at Islamic Commercial Banks in Indonesia. The data analysis technique in this study was carried out with multiple regression using SPSS software. The method used in this study is explanatory research, which emphasizes the relationship between research variables (dependent variables and independent variables) and hypothesis testing (hypothesis testing) to test the proposed hypothesis regarding the effect of third party funds (TPF), return on assets ( ROA), non-performing financing (NPF), and the inflation rate as factors that influence the level of liquidity in the distribution of funds/financing of Islamic banks in Indonesia. The results showed that third party funds (DPK), return on assets (ROA), non-performing financing (NPF), and the inflation rate had a significant effect, either partially or simultaneously.

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Journal Info

Abbrev

BAKI

Publisher

Subject

Humanities Economics, Econometrics & Finance Education Social Sciences

Description

Berkala Akuntansi dan Keuangan Indonesia (BAKI) adalah jurnal ilmiah di bidang akuntansi dan keuangan yang diterbitkan oleh Universitas Airlangga bekerjasama dengan Ikatan Akuntan Indonesia Kompartemen Akuntansi Pendidik (IAI-KAPd). BAKI terbit setiap Maret dan September sebagai media untuk ...