Ekonomi Bisnis
Vol 17, No 2 (2012)

LIQUIDITY AND MARKET RISK AS DETERMINANTS OF BANKS FINANCIAL PERFORMANCE

Marino Desponso (Gunadarma University)
Tety Elida (Gunadarma University)



Article Info

Publish Date
14 Aug 2012

Abstract

The study aimed to analyze the influence of financial ratios such as Capital AdequacyRatio (CAR), BOPO, Net Interest Margin (NIM), Non-Performing Loan (NPL), and Loanto Deposit Ratio (LDR) on bank performance which is measured by Return on Asset(ROA). Data used is financial statements of 10 commercial banks during the years 2008-2011 with largest assets in Indonesia. This financial statement has been audited by BankIndonesia. Analysis technique used is multiple regression. The results showed that thefinancial performance (ROA) is influenced by market risks (NIM) and liquidity (LDR).Key Words: financial ratio, financial performance, commercial bank, risk market,liquidity risk

Copyrights © 2012






Journal Info

Abbrev

ekbis

Publisher

Subject

Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

Jurnal Ilmiah Ekonomi Bisnis is a journal through a peer-review process. Jurnal Ilmiah Ekonomi Bisnis is intended for academics and researchers to publish their articles which is an original text that has not been published in another journal. The focus and scope are in the fields of management, ...