Journal of Islamic Economic Laws
Vol 3, No 1 (2020): Journal of Islamic Economic Laws

MACRO VARIABLE EFFECT ANALYSIS AND NON-PERFORMING FINANCING (NPF) AGAINST THE RETURN ON ASSET (ROA) ISLAMIC BANKS IN INDONESIA YEAR 2008-2017

Qolbi, Fikri Ainul (Unknown)
Karisma, Dwi Pratika (Unknown)
Rosyadi, Imron (Unknown)



Article Info

Publish Date
24 Mar 2020

Abstract

Islamic Banks is a business entity that raises and distributes funds from the community and for the community. The study was conducted to analyze the macro variables and NPF (Non-Performing Finance) to ROA (Return on Assets) to determine the relationship between short-term and long-term between variables. The analysis model used is the Eagle Granger ECM Stage Two test that uses secondary data from the serial data (time series). The results of this study indicate that NPF simultaneously, GDP, and interest rates affect the ROA. Partially GDP positive and significant effects in the long term and short term, NPF positive and significant effect in the long term, interest rate, and no significant positive effect on ROA.

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Journal Info

Abbrev

jisel

Publisher

Subject

Arts Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

Description

The Journal of Islamic Economic Laws is intended to be a media for disseminating results of researches and an exchange of Indonesian scientific work among academics, practitioners, regulators, and the public. The Journal of Islamic Economic Laws covers a variety of research approaches, namely ...