EQUILIBRIUM
Vol 8, No 1 (2020): EQUILIBRIUM

Analisis Resiko Pembiayaan dan Resolusi Syariah pada Peer-To-Peer Financing

Muhammad, Rifqi (Unknown)
Nissa, Izzun Khoirun (Unknown)



Article Info

Publish Date
22 May 2020

Abstract

This paper aims to discuss the implementation of Islamic fintech financing  and the risks that potentially occur in Indonesia. Islamic fintech operational activities with a peer-to-peer (P2P) financing model and risk mitigation that can be done to minimize risk  in Indonesia which makes MSME the main market segment. Furthermore, this study will discuss the development of Islamic fintech in Indonesia and more specifically its contribution nationally. This research will use a case study of one of the P2P platforms that was once awarded as the best Sharia fintech in providing services to MSMEs in Indonesia. Finally, it will be closed with sharia resolution in solving problem financing. This paper contributes to the development of sharia fintech because it provides an overview of the differences between sharia fintech risks and other sharia financial institutions because sharia fintech places more emphasis on risk sharing and does not make financial intermediation institutions as the single largest insurer of liquidity risk.

Copyrights © 2020






Journal Info

Abbrev

Publisher

Subject

Economics, Econometrics & Finance

Description

Equilibrium journal issued by the Department of Islamic Economics, Pascasarjana, STAIN Kudus, periodically (every 6 months) in June and December with the aim of disseminating information about the study of knowledge islamic economics in the form of conceptual studies and research ...