Jurnal Riset Akuntansi dan Keuangan
Vol 9, No 1 (2021): Jurnal Riset Akuntansi dan Keuangan. April 2021 [DOAJ & SINTA Indexed]

ANALISIS PENGARUH KEBIJAKAN LOAN TO VALUE, NON PERFORMING LOAN, LOAN TO DEPOSIT RATIO DAN SUKU BUNGA KREDIT TERHADAP SUPPLY KREDIT KEPEMILIKAN RUMAH PADA BANK TABUNGAN NEGARA.

Wenten, I Ketut (Unknown)
Nadi, Luh (Unknown)



Article Info

Publish Date
28 Apr 2021

Abstract

The purpose of this study was conducted to examine and analyze the effect of the variable Loan to Value, Non Performing Loan, Loan to Deposit Ratio and Credit Interest Rate on the KPR Supply at Bank Tabungan Negara Tbk. The research data is obtained from data from the quarterly Financial Reports for the period 2004–2018 which are published through the Indonesian Banking Directory which is recorded at the Financial Services Authority (OJK) and the company profile of Bank Tabungan Negara Tbk.Researchers used multiple linear regression in the analysis technique, in which the least squares equation was used and hypothesis testing with t-statistics and F-statistics using a significance level of 5%. The classical assumption test is carried out first, namely the normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. Based on the results of the t test analysis shows that partially the LTV, NPL and SBK variables have a significant and significant influence on the dependent variable of KPR Supply, while the LDR variable has no and insignificant effect on the dependent variable (KPR Supply) with a probability level of less than 5%. Furthermore, the results of the F test or the simultaneously of  the LTV, NPL, LDR and SBK variables have a significant effect on KPR supply.

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Journal Info

Abbrev

JRAK

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Riset Akuntansi dan Keuangan with registered number ISSN 2338-1507 (Print) and ISSN 2541-061X (Online) is published by Program Studi Akuntansi Fakultas Pendidikan Ekonomi dan Bisnis Universitas Pendidikan Indonesia. It is published thrice a year in April, August, and December. Jurnal Riset ...