Jurnal Ekonomi Pembangunan
Vol 14, No 2 (2016): Jurnal Ekonomi Pembangunan

Analisis faktor yang mempengaruhi permintaan kredit pemilikan rumah (KPR) di Kota Palembang: Kasus nasabah KPR Bank BTN

Deri Sandria (Jurusan Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Sriwijaya)
Nazeli Adnan (Jurusan Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Sriwijaya)
Saadah Yuliana (Jurusan Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Sriwijaya)

Article Info

Publish Date
01 Jul 2019

Abstract

The purpose of the study was to investigate the effect of income, house prices and interest rates on the demand for housing loans (KPR) at BTN Bank in Palembang city. This study uses secondary data and primary data. The method used is a quantitative approach by applying a linear regression model. The findings from the results of the study indicate that variations in income variables, house prices and interest rates explain the variable demand for mortgages by 57.6%. In addition, another finding from this study is that the income variable has an insignificant influence on the demand for mortgages, while the variable house prices and interest rates have a positive and significant influence on the demand for mortgage loans in Palembang city.

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Journal Info
Jurnal Ekonomi Pembangunan
Website

Abbrev

jep

Publisher

Universitas Sriwijaya

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi Pembangunan is a peer-reviewed journal that provides a forum for scientific works pertaining to Development Economics. Published twice in a year (June and December). This Journal has p-ISSN 1829-5843, and e-ISSN 2685-0788. This journal was first published since June 2003 by the ...