Jurnal Ekonomi Pembangunan
Vol 12, No 2 (2014): Jurnal Ekonomi Pembangunan

PERBANDINGAN INDIKATOR KEUANGAN ANTARA BANK UMUM MILIK NEGARA DENGAN BANK UMUM SWASTA NASIONAL DI INDONESIA

Dian Lestari (Unknown)



Article Info

Publish Date
10 Dec 2014

Abstract

Banks are crucial institutions for economy. Healthy banks can stabilize the economy. Bank Indonesia sets standars for a healthy bank: Capital, Assets Quality, Management, Earnings, Liquidity, and Sensitivity to Risk (CAMELS). This research is an attempt to identifity the healthiness status and different influence of variables such as CAR, NPL,ROA,ROE BOPO, and LDR on stste-owned and private banks in the period of 2003 to 2012 using CAMELS. The sample consists of four state-owned banks, that is, BNI, BRI, Bank Mandiri and BTN and four private banks, that is, BCA, Bank CIMB Niaga, Bank Danamon, and Bank Internasional Indonesia. The secondary data of these banks cover the period of 2003-2012. To analyze these data and prove the hypothesis of this research, Mann-Whitney, and Kolmogorov-Semirnov teste are used by the help of SPSS. The research results show that there exist different financial indicators used the two different groups of the banks as shown by NPL. The two test result in Asymp Sig < 0.05 meaning that NPL distinguishes the two groups. Other variables such as NPL, ROA, ROE, BOPO, and LDR do not indicate significant difference. Keywords: Financial Indicators, Public Banks, State-owned Comercial Banks, National Private Commercial Banks

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Journal Info

Abbrev

jep

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi Pembangunan is a peer-reviewed journal that provides a forum for scientific works pertaining to Development Economics. Published twice in a year (June and December). This Journal has p-ISSN 1829-5843, and e-ISSN 2685-0788. This journal was first published since June 2003 by the ...