Jurnal Ekonomi dan Perbankan Syariah
Vol 5, No 1 (2017): JURNAL EKONOMI DAN PERBANKAN SYARIAH

PRODUK PEMBIAYAAN SOSIAL PADA PERBANKAN SYARIAH DI INDONESIA

Falikhatun Falikhatun (Business and Economic Faculty and Peer Group of Center for Islamic Economic Studies Universitas Sebelas Maret, Surakarta, Indonesia)
Sri Iswati (Unknown)
Mohammad Saleh (Business and Economic Faculty, Universitas Jember, Indonesia.)



Article Info

Publish Date
23 Jun 2020

Abstract

ABSTRAK. Penelitian ini bertujuan untuk menganalisis secara mendalammengenai produk pembiayaan sosial pada perbankan syariah di Indonesia. Paradigma yang digunakan dalam penelitian ini adalah paradigma interpretif dengan pendekatan fenomenologi. Pendekatan ini digunakan untuk menggali informasi yang terkait dengan pengalaman Muqridh (orang yang berpiutang) dalam implementasi produk pembiayaan sosial. Pengumpulan data dilakukandengan wawancara mendalam, observasi dan dokumentasi, sedangkan analisis yang digunakan adalah Analisis Fenomenologi Interpretatif. Hasil analisis menyimpulkan bahwa menurut pengalaman Muqridh, obyek produk pembiayaan sosial pada perbankan syariah di Indonesia meliputi Uang Muka Gaji (UMG), Rahn Emas dan HawalahKata kunci: Hawalah, Rahn Emas, Uang Muka GajiABSTRACT. The study aims to analyze in depth about social financing products on Islamic banking in Indonesia. The paradigm that is used in this research is interpretive paradigm approach to Phenomenology. This approach is used to dig up the information associated with the experience of Muqridh in the implementation of social financing products. Data collection is done with the interview, observation and documentation, while analysis is the analysis of Interpretive Phenomenology. The results of the analysis concluded thataccording to the experience of the Muqridh, the object of social financingproducts on Islamic banking in Indonesia include an advance salary, the gold Rahn and the HawalahKeywords: Hawalah, Gold Rahn Emas, Advance salary

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Journal Info

Abbrev

jeps

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Ekonomi dan Perbankan Syariah is a scholarly journal published by Islamic Banking Department, School of Islamic Economics STEI SEBI The JEPS journal has been issued since 2013 and it’s have published twice in a year in April and October. The journal has been publishing scholarly papers ...