<![CDATA[System bonus malus is one of the systems offered by an insurance company where the risk premium calculation is based on the claim history of each policyholder. In study will be discussed premium calculation in system, bonus malus where the frequency of claims has a negative binomial distribution and the size of claims is Weibull distribution on motor vehicle insurance data in Indonesia. This method will producesystem an bonus malus optimal by finding the posterior distribution using Bayes analysis. As the application material used secondary data from the recording results obtained from the general insurance company PT. XYZ in 2014, data contains data on the frequency of claims and the amount ofclaims partial loss of policyholders forinsurance products for comprehensivemotor vehicle insurance category 8 regions 3.The results of the implementation show that the premiums with the system are bonus malus optimalconsidered fair enough because the premiums paid by policyholders insurance that extends the policy in the following year is proportional to the risk it faces, where the premium to be paid by each policyholder is based on past claims history. Keywords: system bonus malus, negative binomial distribution, Weibull distribution, comprehensive, partial loss.]]>
Copyrights © 2021
