Jurnal Ekonomi dan Bisnis Islam
Vol. 7 No. 1 (2021): JANUARY-JUNE 2021

ACCELERATION AND STRENGTHENING OF SHARIA FINANCIAL INCLUSION THROUGH MERGING SHARIA BANKING IN INDONESIA

Syarifuddin Syarifuddin (DepartmentStudy of Islamic Economics,Alauddin StateIslamic University of Makassar, Indonesia)
Ega Rusanti (DepartmentStudy of Islamic Economics,Alauddin StateIslamic University of Makassar, Indonesia)
Mega Octaviany (Department Study of Sharia Economy, Gunadarma University, Indonesia)
Abdurrahman Mansyur (Department of Islamic Contemporary Studies Focus on Islamic Economics Student,University Sultan Zainal Abidin, Malaysia)



Article Info

Publish Date
30 Jun 2021

Abstract

Islamic banking in Indonesia is slowly experiencing significant developments both in terms of number of assets and its financial performance. On the other hand, the market share was only able to grow by 6.18 percent with grow rate less than 5 percent. Therefore, one of the strategies to increase and accelerate the growth of Islamic banking is through a merger. The purpose of this study is to provide an overview of the potential development of Islamic banking after the merger as an effort to strengthen the inclusion and acceleration of Islamic finance in Indonesia. The method used is in the form of a systematic analysis review by collecting various secondary data and then conducting a quality assessment to obtain in-depth research objectives. The results found through content analysis indicate that the merger strategy provided added value to the banking industry through greater market expansion, increased cost efficiency, financial performance, and lowering prices, to meet the public need for sharia-based financial services. Through a merger strategy, Islamic banking is able to become a new pillar of national economic strength and encourage Indonesia to become the center of the world on Islamic finance.

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Journal Info

Abbrev

JEBIS

Publisher

Subject

Economics, Econometrics & Finance

Description

Journal of Economics and Business Islamic (JEBIS) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews. The spread of Islamic Economics include: 1. Islamic Finance and Capital ...