Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan
Vol. 21 No. 2 (2017): Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan

PEMODELAN SENGKETA KLAIM ASURANSI DI INDONESIA: PENDEKATAN GAME THEORY

Florentinus Nugro Hardianto (Universitas Sanata Dharma)

Article Info

Publish Date
17 May 2018

Abstract

The process of insurance claims begins when the insurer submits a claim to the insurance company until the decision stage of the court. In practice, a number of insurance claim processes face problems causing disputes. Badan Mediasi dan Arbitrase Asuransi Indonesia (BMAI) reported that during the period 2006-2016 there have been 618 cases of insurance disputes. This study aims to create a model of insurance cheating behavior based on game theory approach. The result of backward induction analysis yields eight propositions which explain that the cheating of insurance claim can be done either by the dishonest policy holder or the dishonest claim clerk.Keywords: backward induction, game theory, insurance claim, insurance dispute, modelling

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Journal Info
Bina Ekonomi: Majalah Ilmiah Fakultas Ekonomi Universitas Katolik Parahyangan
Website

Abbrev

BinaEkonomi

Publisher

Universitas Katolik Parahyangan

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science

Description

Jurnal ini mewadahi karya tulis akademik hasil penelitian literatur maupun lapangan di bidang Ilmu Ekonomi, Manajemen, dan Akuntansi, yang diharapkan dapat memberi sumbangan pemahaman maupun alternatif solusi masalah ekonomi yang ...