Journal of Islamic Banking
Vol 2 No 2 (2021): Journal of Islamic Banking

Pengaruh Literasi Keuangan, Pembiayaan Murabahah dan Mudharabah Terhadap Pengembangan Keunggulan Kompetitif Sektor UMKM di Mojokerto: Studi Kasus pada Bank Syariah Mandiri KCP Mojokerto

Wilda Rifa Ardiana (Institut Pesantren KH.Abdul Chalim)
Lutvi Alamsyah (Institut Pesantren KH.Abdul Chalim)
Ahmad Mukhlisuddin (Institut Pesantren KH.Abdul Chalim)



Article Info

Publish Date
30 Dec 2021

Abstract

This study aims to determine the effect of financial literacy, murabahah and mudharabah financing on the competitive advantage of the MSME sector in Mojokerto. The research method used in this research is quantitative research methods using primary data. The sampling technique used non probability sampling, in order to obtain 62 respondents. Data analysis in this study used multiple linear regression analysis through SPSS version 20. The results of the study indicate that financial literacy has an effect on the development of competitive advantage in the MSME sector in Mojokerto. Murabahah financing has no effect on the development of a competitive advantage in the MSME sector in Mojokerto. Mudharabah financing has an effect on the development of a competitive advantage in the MSME sector in Mojokerto.

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Journal Info

Abbrev

JIB

Publisher

Subject

Economics, Econometrics & Finance

Description

Journal of Islamic Banking is a periodical scientific journal managed and published by the Sharia Banking Study Program, IAI Hikmah Tuban. This journal specializes in the study of Islamic banking. The manager welcomes contributions in the form of articles from scientists, scholars, professionals and ...