UPI YPTK Journal of Business and Economics
Vol. 7 No. 1 (2022): January 2022

The Effect of Operational Risk, Credit Risk And Revenue Diversification on Profitability

Muhammad Pondrinal (Universitas Putra Indonesia YPTK)
Ronni Andri Wijaya (Universitas Putra Indonesia YPTK)
Berta Agus Petra (Universitas Putra Indonesia YPTK)
Thariq Al Adli (Universitas Putra Indonesia YPTK)



Article Info

Publish Date
05 Jan 2022

Abstract

This study aims to determine the effect of Operational Risk, Credit Risk and Income Diversification on Profitability in banking companies listed on the IDX for the 2016-2020 period.The analytical method used is Panel Data Regression analysis. The results obtained from this study: i) Operational Risk has a positive and significant effect on profitability in banking companies listed on the IDX for the 2016-2020 period. ii) Credit Risk has a negative and significant effect on profitability in banking companies listed on the IDX for the 2016-2020 period. iii) Income Diversification has a negative and significant effect on profitability in banking companies listed on the IDX for the 2016-2020 period. iv) Operational Risk, Credit Risk and Diversification have a positive and significant simultaneously positive and significant effect on Profitability in Banking companies listed on the IDX for the 2016-2020 period.

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Journal Info

Abbrev

jbe

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

UPI YPTK Journal of Business and Economics is a peer reviewed journal published by Universitas Putra Indonesia, YPTK, Padang West Sumatera, Indonesia. The journal publishes original works that advance knowledge of theory, practice and research in the area of management including Accounting, ...