Jurnal Ekonomi
Vol. 24 No. 3 (2019): November 2019

Faktor-Faktor Non-Performing Financing (NPF) Di Bank Umum Syariah Indonesia

Khofidlotur Rofi’ah (Fakultas Ekonomi dan Bisnis, Universitas Airlangga Surabaya)
Alvira ‘Aina A’yun (Fakultas Ekonomi dan Bisnis, Universitas Airlangga Surabaya)



Article Info

Publish Date
30 Nov 2019

Abstract

The bank's task is as an intermediary institution that is funding and lending. OJK Data shows that each year financing in Sharia banks continues to increase. Therefore sharia banking should prevent the minimum financing to occur and be obliged to know what the factors of the NPF are in order to maintain banking health. The purpose of this research is to know the NPF factors in Indonesia's Sharia bank. The research method used in this research is to use quantitative research with a double linear regression approach. The data used in this study was a monthly data series from the year 2014 to 2018. The variables used in this study are NPF as variable dependent and CAR, FDR, inflation, SBIS, BOPO as independent variables. The result in the study was the CAR and FDR impactful negative and significant to the NPF, inflation and SBIS impact negative and insignificant, while BOPO influential positive and significant.

Copyrights © 2019






Journal Info

Abbrev

EJE

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi [p-ISSN 0854-9842 : e-ISSN 2580-4901] is a peer-reviewed journal published three times a year (March, July, and November) by Faculty of Economics, Universitas Tarumanagara. Jurnal Ekonomi is intended to be the journal for publishing articles reporting the results of research on ...