Indonesian Journal of Economics and Management
Vol 2 No 2 (2022): Indonesian Journal of Economics and Management (March 2022)

Pengaruh CAR, LDR dan NIM terhadap ROA Pada Bank Umum yang Terdaftar di BEI

Listy Septia Cahyani (Program Studi D3 Keuangan dan Perbankan, Politeknik Negeri Bandung)
Fifi Afiyanti Tripuspitorini (Jurusan Akuntansi, Politeknik Negeri Bandung)
Ade Ali Nurdin (Jurusan Akuntansi, Politeknik Negeri Bandung)



Article Info

Publish Date
31 Mar 2022

Abstract

This purpose of the final study is to analyze the effect of CAR, LDR and NIM on ROA in Commercial Banks Listed on the Indonesia Stock Exchange (IDX) for the period 2015 -2019. In this study, using the type of secondary data from 22 samples of commercial banks listed on the Indonesia Stock Exchange (IDX). This research method used is a quantitative method. The results showed that simultaneously Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR) and Net Interest Margin (NIM) had an effect on Return On Assets (ROA). Partially shows that the Capital Adequacy Ratio (CAR) and Net Interest Margin (NIM) have a significant effect on Return On Assets (ROA). Meanwhile, Loan to Deposit Ratio (LDR) has no significant effect on Return On Assets (ROA).

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Journal Info

Abbrev

ijem

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Indonesian Journal of Economics and Management (IJEM) is a journal published by the Accounting Department of Politeknik Negeri Bandung, Indonesia. IJEM (Online ISSN: 2747-0695) published thrice a year (March, July, and November). The journal invites scholars, practitioners, and researchers to submit ...