Jurnal Ilmu Manajemen Advantage
Vol. 4 No. 2 (2020): December

Musharaka: Alternative Financing Solution in The Pandemic of Covid 19

Dyah Ayu Perwitasari (Universitas Panca Marga Probolinggo)
Mutimmah Rustianawati (Universitas Panca Marga Probolinggo)
Novita Lidyana (Universitas Panca Marga Probolinggo)



Article Info

Publish Date
31 Dec 2020

Abstract

This research is a qualitative research which aims to examine musharaka as an alternative financing solution during the Covid 19 pandemic and focus on the calculation of profit sharing and its suitability according to Fatwa DSN No. 08 / DSN-MUI / IV / 2000. Primary data in this study are the results of interviews and secondary data are in the form of profit sharing reports of BPRS Rinjani secondary data is in the form of BPRS Rinjani profit sharing reports. The profit calculation sharing of the financing on the musharaka contract at BPRS Bumi Rinjani Probolinggo is in accordance with the Fatwa of the National Syari'ah Council of the Indonesian Ulama Council, Number: 08 / DSN-MUI / IV / 2000. The calculation of profit sharing based on profits and no amount is determined in advance. With the uncertainty of the income of bank partners (customers) during the current pandemic, the concept of musharaka financing can be used as an alternative solution in financing for both banks and partners.

Copyrights © 2020






Journal Info

Abbrev

adv

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ilmu Manajemen Advantage published twice a year in June and December, published by Institut Teknologi dan Bisnis Widya Gama Lumajang since June 2017. Jurnal Ilmu Manajemen Advantage intended as a forum for publishing scientific articles in the field of management ...