Jurnal Akuntansi Keuangan dan Bisnis
Vol 14 No 2 (2021): Jurnal AKuntansi Keuangan dan Bisnis

Faktor-Faktor Yang Mempengaruhi Minat Menabung Mahasiswa di Bank Syariah

Nur Syamsi Adilla (a:1:{s:5:"en_US"
s:24:"Politeknik Negeri Padang"
})

Eliyanora (Politeknik Negeri Padang)
Desi Handayani (Politeknik Negeri Padang)



Article Info

Publish Date
22 Dec 2021

Abstract

This study aims to examine "The Influence of Income, Religiosity and Student Knowledge about Islamic Banks on Interest in Savings in Islamic Banks". This study uses a quantitative method with the type of causality research. The dependent variable of this study is interest in saving, while the independent variables consist of income, religiosity and student knowledge. The sample used in this study was 155 people, with the sampling technique using purposive sampling technique. The data collection method used is a questionnaire, then the results of the data are analyzed using multiple linear regression by conducting simultaneous significance test (F), coefficient of determination test, partial t test with a significance of 5% (α = 0.05) which is processed with program tools. SPSS Version 22.0 computer. The results showed that partially there was no effect of student income on interest in saving in Islamic banks and also partially for the variables of religiosity and student knowledge had a positive effect on interest in saving in Islamic banks. However, simultaneously income, religiosity and knowledge of students about Islamic banks have a positive effect on student interest in saving in Islamic banks. Therefore, it is expected that Islamic banks will always carry out continuous socialization about Islamic banks and also be accompanied by programs that can increase one's faith, so that people, especially students, can switch to Islamic banks. Keywords: income, religiosity, knowledge and interest in saving.

Copyrights © 2021






Journal Info

Abbrev

jakb

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Akuntansi Keuangan dan Bisnis (JAKB), with registered number ISSN 2476-9460 (Online) and ISSN 2085-0751 (Print) is a multidisciplinary scientific journal published by Politeknik Caltex Riau. JAKB provides a specialized forum for the publication of research in the area of financial economics ...