JYRS: Journal of Youth Research and Studies
Vol 2 No 2 (2021): Jurnal JYRS Desember 2021

Pengaruh Dana Pihak Ketiga, Laba Bersih Dan Financing To Deposit Ratio (Fdr) Terhadap Total Pembiayaan Pada Bank Umum Syariah Di Indonesia Tahun 2017-2019

Dyani Fianti (FSEI)



Article Info

Publish Date
09 Nov 2021

Abstract

The purpose of this study was to find out how the influence of Third Party Funds, Net Profit and Financing to Deposit Ratio (FDR) on Total Financing at Islamic Commercial Banks in Indonesian in 2017-2019. This reseach uses quantitative reseach. This study uses secondary data sources. The analisis used is the calssical assumption test and hypothesis testing using the F, t and R2 statistical tests. The results of this study indicate that third party funds have a positive and significant effect on total financing. This is evidenced by the probability value of t count of 0.0000 <0.05 and t statistic 81.32688. Net income does not have a significant effect on total financing. This is evidenced by the probability value of t count of 0.8484 > 0.05 and tstatistic 0.192714. Financing to Deposit Ratio (FDR) has a positive and significant effect on total financing. This is evidenced by the probability value of tcount of 0.0000 <0.05 and tstatistic of 29.87671. Fstatistic probability value of 0.000000 <0.05 and a positive F-Statisctic value of 6988.248. This means that the independent variables simultaneously have a significant effect on the dependent variable.

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Journal Info

Abbrev

JS

Publisher

Subject

Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Journal of Youth Research and Studies (JYRS) specializes in sharia, Islamic law, family law, muamalah (Islamic economic law), Islamic economics, Islamic finance, Islamic accounting, and Islamic banking and is intended to communicate original research and current issues on the subject. This journal ...