Journal of Applied Islamic Economics and Finance
Vol 2 No 2 (2022): Journal of Applied Islamic Economics and Finance (February 2022)

Analisis Pengaruh CAR, FDR, ROA, dan Inflasi Terhadap Non Performing Financing pada Bank Muamalat Indonesia

Ziana Azizah (Program Studi D4 Keuangan Syariah, Politeknik Negeri Bandung)
Benny Barnas (Jurusan Akuntansi, Politeknik Negeri Bandung)
Fatmi Hadiani (Jurusan Akuntansi, Politeknik Negeri Bandung)



Article Info

Publish Date
28 Feb 2022

Abstract

This research aims to see and analyze the influence of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Return on Asset (ROA), and Inflation on Non Performing Financing at Bank Muamalat Indonesia partially or simultaneously. This research uses secondary data in the form of quarterly report of Bank Muamalat Indonesia period 2012-2019 and statistical data from Bank of Indonesia. The method used in this research is multiple linear regression analysis. The result showed that CAR, FDR, ROA, and Inflation simultaneously have a significant effect on Non Performing Financing. Partially, CAR, FDR, and Inflation have no significant effect on Non Performing Financing. While the ROA variable has a significant effect on Non Performing Financing.

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Journal Info

Abbrev

jaief

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Journal of Applied Islamic Economics and Finance is a journal published by the Accounting Department of Politeknik Negeri Bandung, Indonesia. JAIEF (e-ISSN: 2746-6213) is published thrice a year (October, February, and June). As the name implies, this journal brings two major themes, namely Islamic ...