Journal of Applied Islamic Economics and Finance
Vol 2 No 3 (2022): Journal of Applied Islamic Economics and Finance (June 2022)

Analisis Pengaruh Faktor Internal Bank Umum Syariah terhadap Index of Banking Crisis Periode 2013 - 2020

Mutiara Septiani Tasya (Program Studi D4 Keuangan Syariah, Politeknik Negeri Bandung)
Tjetjep Djuawarsa (Jurusan Akuntansi, Politeknik Negeri Bandung)
Fifi Afiyanti Tripuspitorini (Jurusan Akuntansi, Politeknik Negeri Bandung)



Article Info

Publish Date
30 Jun 2022

Abstract

This study aims to identify the resilience of Islamic commercial banks and examine the internal factors of Islamic banks that are thought to influence them. The resilience of Islamic commercial banks was identified using a modified banking crisis index (IBC) formed from the CAR and NPF ratio proxies, while hypothesis testing used WarpPLS as a tool to partially see the effect of Third-Party Funds, FDR, ROA, and BOPO to IBC. The sample of this research is 8 national private Islamic commercial banks in Indonesia for the period 2013-2020. As a result, 2019-2020 is a condition that has been identified as unable to withstand the crisis due to the disruption of the intermediation function. The results of the path analysis show that TPF has an insignificant negative effect, FDR has a significant positive effect, ROA has a significant negative effect, and BOPO has a significant negative effect on the Banking Crisis Index.

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Journal Info

Abbrev

jaief

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Journal of Applied Islamic Economics and Finance is a journal published by the Accounting Department of Politeknik Negeri Bandung, Indonesia. JAIEF (e-ISSN: 2746-6213) is published thrice a year (October, February, and June). As the name implies, this journal brings two major themes, namely Islamic ...