Muslim Business and Economic Review
Vol. 1 No. 1 (2022)

The Determinant Factors of Islamic Bank's Profitability in Indonesia During COVID-19 Pandemic (Sep 2019 - Sep 2021)

Cynthia Farah Sakina (Universitas Islam Internasional Indonesia)



Article Info

Publish Date
22 Dec 2022

Abstract

In this study, we to examine and analyse some factors that will determine Islamic banks profitability level in Indonesia. Some factors such as the influence of inflation, interest rates, NPF, FDR, and CAR will have an impact especially on profitability levels. In this study, we use the quantitative method. We selected the sample using purposive sampling method then referred to three Islamic banks in Indonesia. The data used in this paper were secondary data from the Central Bureau of Statistics (BPS), the Central Bank of Indonesia (BI), and related official websites of Islamic banks. We used the form of quarterly data for the last two years from September 2019 to September 2021. The results indicated that only NPF shows a significant effect on profitability (ROA) in Islamic banks.

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Journal Info

Abbrev

mber

Publisher

Subject

Economics, Econometrics & Finance

Description

Focus: the journal welcomes strong empirical studies and results-focused case studies that share research in current progress of Islamic Economics, Banking, Finance, and sustainable development. Scope: 1) Islamic economics, Digital economy, Political economy; 2) Trends and opportunities in Islamic ...