JURNAL ILMIAH KOHESI
Vol 7 No 1 (2023): JURNAL ILMIAH KOHESI

DOES LOAN-TO-VALUE SUPPORT FINANCIAL STABILITY IN INDONESIA?

AGUS SALIM (Department of Development Economics, Faculty of Economics and Business, Universitas Ahmad Dahlan, Special Region of Yogyakarta,)
IGNATIUS ABASIMI (School of Economics, Shandong University, Shandong, Jinan, China)
LESTARI SUKARNIATI (Department of Development Economics, Faculty of Economics and Business, Universitas Ahmad Dahlan, Special Region of Yogyakarta)
NAVEED ASLAM (University of Poonch, Rawalakot, Azad Kashmir, Pakistan)



Article Info

Publish Date
18 Jan 2023

Abstract

One of which is loan to value (LTV). The implementation helps to improve financial stability. Our study analyses the impact of LTV on banking financial stability. We employ panel GMM-System to reduce the bias of analysis for eighteen commercial banks from 2004 to 2019. The result shows that the LTV instrument confirms an improvement effect on the financial stability index. It implies that the more tighten policy on mortgage and vehicle loan, the more stable financial system especially in banking sector in Indonesia.

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Journal Info

Abbrev

JIK

Publisher

Subject

Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Nursing Public Health Social Sciences Veterinary Other

Description

JURNAL ILMIAH KOHESI, isrefereed and peer reviewed journal, which is designed to publish research articles in Engineering & Technology, Mathematics, Management, Medical Sciences, Medicine, Social Science, Education, Agriculture, Geography, Advertising, Accounting & Finance, Botany, Business ...