EKSYA: Jurnal Ekonomi Syariah
Vol 4 No 1 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH

PERANAN PERBANKAN SYARIAH DALAM PEMBERDAYAAN USAHA MIKRO KECIL DAN MENENGAH MENURUT EKONOMI SYARIAH

Novitri Ramadhani (Universitas Islam Negeri Sumatera Utara)
Diajeng Regita Nandani (Universitas Islam Negeri Sumatera Utara)
Dini Lestari (Universitas Islam Negeri Sumatera Utara)



Article Info

Publish Date
30 Jun 2023

Abstract

In the Indonesian economy, micro, small and medium enterprises are the business group that has the largest number of business actors. Not only that, this group has proven to be resilient to various shocks from the economic crisis. So it is really important to strengthen the MSME group which will certainly involve many parties because the MSME sector itself contributes greatly to employment, improves welfare, reduces the unemployment rate and later eradicates poverty. The characteristics of Islamic banking are far different from conventional banking which uses an interest system, because Islamic banking is based on profit sharing which is developed through both musyarakah and mudharabah financing products. With the presence of Islamic banking, it is hoped that it will have a positive impact on the growth of the real sector. One of the businesses that need to be developed is Micro, Small and Medium Enterprises.

Copyrights © 2023






Journal Info

Abbrev

eksya

Publisher

Subject

Economics, Econometrics & Finance

Description

EKSYA adalah Jurnal yang diterbitkan oleh Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal dengan scope ekonomi, ekonomi syariah, Hukum Ekonomi Syariah, Perbankan Syariah, keuangan syariah, dan bisnis syariah, Hukum Ekonomi dan Akuntansi ...