Al-Muamalat : Jurnal Ekonomi Syariah
Vol 10, No 1 (2023): January

Implementation of Fiqh Muamalah Contracts in Electronic Money (E-Money) Transactions

Muhammad Irkham Firdaus (Universitas Darussalam Gontor)
Aliyya Lathifa Daniswara (Universitas Darussalam Gontor)
Novan Fatchu Alafianta (Universitas Darussalam Gontor)
Aang Asari (Universitas Negeri Islam Walisongo Semarang)



Article Info

Publish Date
30 Jan 2023

Abstract

Money is a medium of exchange in economic activities that always changes from time to time, both in form, intrinsic value, and extrinsic value. Electronic money (e-money) is currently emerging, which is used as a means of micro-payments that can process payments more quickly, easily, efficiently, and safely. The research objective is to discuss the implementation of muamalah fiqh contracts in electronic money transactions. This type of research is qualitative research with library methods. The results of this study show that electronic money transactions in fiqh muamalah are legally permissible or permissible as long as they do not conflict with the principles of Islamic law. Muamalah fiqh contracts implemented in electronic money transactions are divided into two. The first is between the issuer and the holder of electronic money using a wadiah contract and a qard contract. Second, the publisher and organizer use ijarah, sell, and wakalah bil ujrah contracts. In conclusion, electronic money transactions (e-money) can use fiqh muamalah contracts.

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Journal Info

Abbrev

mua

Publisher

Subject

Humanities Economics, Econometrics & Finance Social Sciences

Description

Al-Muamalat: Jurnal Ekonomi Syariah is a journal that focuses on the development of Islamic Economics. The journal comprehensively examines various aspects of current and emerging laws and economics relevant to the field. The journal board welcomes articles from scholars, professionals, researchers, ...