Edukasi
Vol 10 No 1 (2023): Edukasi: Jurnal Pendidikan dan Pengajaran

The Impacts of Education Level on Financial Literacy and Financial Behaviours: The Case of Women Entrepreneurs

Fitriaty Fitriaty (Fakultas ekonomi dan Bisnis Universitas Jambi)
Shofia Amin (Fakultas ekonomi dan Bisnis Universitas Jambi)
Muhammad Haris Saputra (Manajemen, Fakultas Ilmu Manajemen dan Bisnis, Universitas Dinamika Bangsa)



Article Info

Publish Date
01 Jan 1970

Abstract

Financial literacy is a person's ability to understand and manage personal finances effectively. High education and financial literacy will certainly influence financial behavior. Women entrepreneurs are a crucial group in the economy of a country, especially in Indonesia. The research objective was to examine the effect of education level on financial literacy and financial behavior of women entrepreneurs in Jambi. This research was quantitative research by using primary data in the form of a questionnaire given to female entrepreneurs in Jambi as respondents using the accidental sampling technique and Slovin's formula that obtained a total of 100 respondents. The data were analyzed using Smart PLS. The results obtained in this research, the education level had a significant positive effect on financial literacy and financial behavior. Furthermore, financial literacy could mediate between the education level and financial behavior of women entrepreneurs in Jambi.

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Journal Info

Abbrev

edukasi

Publisher

Subject

Education

Description

Edukasi: Jurnal Pendidikan dan Pengajaran provides a vital forum for exchanging ideas in order to enrich the theories and practices of Education and English education in Indonesia and across the globe. The journal focuses, but not limited to, on the following topics: Education, English language ...