Building of Informatics, Technology and Science
Vol 4 No 4 (2023): Maret 2023

Sistem Pendukung Keputusan Pemilihan Platform Investasi P2P Lending Menggunakan Metode Complex Proportional Assessment (COPRAS)

Muhammad Bagir (Sekolah Tinggi Teknologi Informasi NIIT, Jakarta Selatan)
Umbar Riyanto (Universitas Muhammadiyah Tangerang, Tangerang)
Rini Nuraini (Universitas Nasional, Jakarta Selatan)
Dedi Kustiawan (AMIK Citra Buana Indonesia, Sukabumi)



Article Info

Publish Date
31 Mar 2023

Abstract

Through technological developments, many fintech P2P lending have emerged which are competing to offer convenience in transactions and offer fast processes. To determine a P2P lending platform as a place to invest, one must know in advance about the company profile or the application and programs offered as a whole. This of course will take a long time to select a P2P lending platform. If you choose an inappropriate P2P lending platform, it will result in losses. The purpose of this research is to build a Decision Support System (DSS) for choosing a P2P lending platform by implementing the Complex Proportional Assessment (COPRAS) approach in order to get the right decision and not take a long time. The COPRAS approach has the ability to produce the best alternative which is limited to alternative analysis through alternative assumptions by providing utility judgment so that the attributes of each alternative are arranged based on intervals. Based on the results of the case studies conducted, the highest utility score was Danamas Lender with a score of 100, then followed by Alami Funding Sharia with a score of 99.2338, Accelerant with a score of 89.8827 and Amartha Microfinance with a score of 83.4988. In addition, based on the results of black box testing, it shows that the software can run as it should.

Copyrights © 2023






Journal Info

Abbrev

bits

Publisher

Subject

Computer Science & IT

Description

Building of Informatics, Technology and Science (BITS) is an open access media in publishing scientific articles that contain the results of research in information technology and computers. Paper that enters this journal will be checked for plagiarism and peer-rewiew first to maintain its quality. ...