Jurnal Adijaya Multidisiplin
Vol 1 No 02 (2023): Jurnal Adijaya Multidisiplin (JAM)

Analysis of Murabahah Financing Strategy in Increasing the Number of Members: A Case Study on BMT (Baitul Mal Wal Tanwil) Permata Indonesia Pekanbaru Riau

Zulfikar Hasan (Department of Islamic Banking and Centre for Research and Community Service at STAIN Bengkalis Riau Indonesia)
Amelia Ripal (Department of Islamic Banking STAIN Bengkalis Riau)
Rino Riyaldi (Department of Islamic Banking STAIN Bengkalis Riau)
Said Rizki Suhendra (Department of Islamic Banking STAIN Bengkalis Riau)
Angga Dasma Hendra (Department of Islamic Banking STAIN Bengkalis Riau)
Nur Hidayati (Department of Islamic Banking STAIN Bengkalis Riau)



Article Info

Publish Date
15 Apr 2023

Abstract

Market competition is not only in competition for goods but also in market competition; the presence of BMT, which survives and increasingly develops its market share, must have a strategy to achieve optimal profits. BMT (Baitul Mal Wal Tanwil) must determine every system appropriate for the goals, opportunities, expertise and human resources in the development of BMT for good promotion. The marketing strategy is the spearhead of a marketing plan that is made and is very necessary for a company that aims so that the projects completed can be carried out and achieved following predetermined goals, especially at BMT Permata Indonesia Pekanbaru, which is located at Jl. Rawamangun No. 67 Tangkerang Labui, Bukit Raya District, Pekanbaru. The population in this study were five people consisting of leaders, managers, marketing and two employees. The data collection technique uses purposive sampling, with descriptive data analysis such as interviews, observations, and documentation. Based on the study results, it can be concluded that the murabahah financing marketing strategy used by BMT Permata Indonesia Pekanbaru in increasing the number of members in place, product, price, promotion, people, and process—) and service. As for the weakness at BMT Permata Indonesia Pekanbaru, the lack of direct information and education from the community and understanding of the community has resulted in the absence of public interest in financing.

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Journal Info

Abbrev

jam

Publisher

Subject

Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

Description

Adijaya Multidisiplin Jurnal adalah jurnal yang menerbitkan artikel penelitian yang mencangkup multidisiplin, yang meliputi : Imu Manajemen, Humaniora dan ilmu sosial, ilmu politik kontemporer, ilmu pendidikan, ilmu agama dan filsafat, ilmu teknik, bisnis dan ekonomi, Koperasi, teknologi, ilmu ...